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CD Rates

CD (certificate of deposit)

Compare the highest CD rates available nationwide or find CD rate promotions in your state!

Below are the best CD rates available nationwide. If you would like to find better rates you may type in your state in our search box (upper right) or search through our CD rate promotions archive.

Best 6 month CD rates

Bank Rank Name of Bank Investment Type Duration RATE Compounded: Min. Deposit
1 State Bank of India Bank CD 6 mo 1.36 Quarterly $5000
2 Aurora Bank Bank CD 6 mo 1.34 Daily $1000
3 Nexity Bank Bank CD 6 mo 1.33 Daily $1000
4 Excel National Bank Bank CD 6 mo 1.33 Monthly $10,000
5 Ascencia Bank Bank CD 6 mo 1.31 Monthly $500

Compare 6 month CD Rates from dozens of different banks.

Compare 12 month CD Rates from dozens of different banks.

Compare 2 year CD Rates from dozens of different banks.

Best 3 year CD rates

Bank Rate Name of Bank Investment Type Duration RATE Compounded: Min. Deposit
1 NationWide Bank Bank CD 3 yr 2.60 Daily $500
2 iGoBanking Bank CD 3 yr 2.60 Daily $1000
3 State Bank of India Bank CD 3 yr 2.52 Quarterly $5000
4 NewDominionDirect Bank CD 3 yr 2.51 Daily $3000
5 USAA Bank CD 3 yr 2.50 Monthly $1000

Compare 3 year CD Rates from dozens of different banks.

Best 5 year CD rates

Bank Rank Name of Bank Investment Type Duration RATE Compounded: Min. Deposit
1 iGoBanking Bank CD 5 yr 3.55 Daily $1000
2 EverBank Bank CD 5 yr 3.37 Daily $1500
3 OneWest Bank Bank CD 5 yr 3.30 Daily $5000
4 State Bank of India Bank CD 5 yr 3.24 Quarterly $5000
5 Nat'l Bank of KC Bank CD 5 yr 3.22 Daily $10000

Compare 5 year CD Rates from dozens of different banks.

Best 6 month JUMBO CD Rates

Bank Rank Name of Bank Investment Type Duration RATE Compounded: Min. Deposit
1 Metlife Bank Jumbo Bank CD 6 mo 2.00 Daily $100,000
2 Corus Bank Jumbo Bank CD 6 mo 2.00 Monthly $100,000
3 Nexity Bank Jumbo Bank CD 6 mo 2.00 Monthly $100,000
4 GiantBank.com Jumbo Bank CD 6 mo 1.91 Daily $100,000
5 AIG Bank Jumbo Bank CD 6 mo 1.86 Daily $100,000

(Updated: 1/05/09)

Compare 6 month Jumbo CD Rates from dozens of different banks.

Compare 12 month Jumbo CD Rates from dozens of different banks.

Compare 2 year Jumbo CD Rates from dozens of different banks.

Best 5 year JUMBO CD Rates

Bank Rank Name of Bank Investment Type Duration RATE Compounded: Min. Deposit
1 E LOAN Jumbo Bank CD 5 year 3.50 Daily $100,000
2 One West Bank Jumbo Bank CD 5 year 3.40 Daily $100,000
3 State Bank of India Jumbo Bank CD 5 year 3.39 Quarterly $100,000
4 Intervest Jumbo Bank CD 5 year 3.27 Daily $100,000
5 Third Federal Savings and Loan Jumbo Bank CD 5 year 3.25 Quarterly $100,000

Compare 5 year Jumbo CD Rates from dozens of different banks.

Bank CDs (certificate of deposits) are similar to savings accounts in that they are insured and thus virtually risk-free; currently CD’s are insured by the FDIC for up to $250k (as of October 2008). They are different from general savings accounts offered by banks in that the CD has a specific, fixed term (often three months, six months, or one to five years), and a fixed interest rate. It is intended that the CD be held until it matures at which time the money may be withdrawn together with the accrued interest. Bank’s compete for your business by offering differing CD rates for various durations of time.

Credit Union CD Rates:

Alaska USA Federal Credit Union CD RatesAmerica First Credit Union CD RatesBoeing Employees Credit Union CD RatesDigital Federal Credit Union CD RatesESL Federal Credit Union CD RatesMountain America Federal Credit Union CD RatesMunicipal Credit Union CD RatesNavy Federal Credit Union CD RatesPennsylvania State Employees Credit Union CD RatesPentagon Federal Credit Union CD RatesRedstone Federal Credit Union CD RatesSecurity Service Federal Credit Union CD RatesState Employees Credit Union CD RatesSuncoast Schools Federal Credit Union CD RatesThe Golden 1 Credit Union CD RatesVyStar Credit Union CD RatesWescom Central Credit Union CD Rates