US Bank has an extensive collection of mortgage products available to consumers throughout most of the country. Whether you’re looking for a new home loan or looking to refinance an existing home loan, US Bank will be able to tailor a mortgage package to fit your needs. They offer fixed rate mortgages, adjustable rate mortgages, FHA loans, VA loans, jumbo mortgages, reverse mortgages, and interest only mortgages. Their loan specialists may also be able to accommodate customized loan packages for certain customers as well.
US Bank, based out of Ohio, is one of the largest banks in the country with over 2,900 offices and $150 million (plus) in deposits. They are a publicly traded bank on the New York Stock Exchange (NYSE) under the symbol USB. They have a current market cap of almost $40 billion and were able to maintain a somewhat stable share value (relatively speaking) during the industry collapse of 2008. Their stock price currently trades in the low $20′s per share and dipped only briefly to below $10 in the Fall of 2008.
Home Loan, Refinance and Mortgage Rates offered through US Bank:
(Rates accurate as of 9/1/2010. Visit our mortgage center for updated rates and info.)
- Conforming Fixed 30 Year Mortgage going for 4.564% APR.
- Conforming Fixed 20 Year Mortgage going for 4.463% APR.
- Conforming Fixed 15 Year Mortgage going for 3.985% APR.
- Conforming Fixed 10 Year Mortgage going for 3.908% APR.
- FHA Fixed 30 Year Mortgage going for 4.879% APR.
- FHA Fixed 15 Year Mortgage going for 4.565% APR.
- VA Fixed 30 Year Mortgage going for 4.846% APR.
- VA Fixed 15 Year Mortgage going for 4.594% APR.
- 5 year ARM going for 3.544% APR.
- 3 year ARM going for 3.628% APR.
- Jumbo 30 year fixed rate mortgage going for 4.903% APR.
- Jumbo 15 year fixed rate mortgage going for 4.385% APR.
If you have experience in the home loan process with US Bank please share by leaving a comment!
Recent Mortgage Reviews:
Total Mortgage Services Review: Featuring APR’s below the national average (as of 8/2010).
E-Trade Mortgage Rates and Review: Featuring APR’s below 5% as of (8/2010).