Comments on: Ultimate Checking Account through Florida Central Credit Union – 6.01% APY!

By: Deborah Katz

Deborah Katz — Tue, 05 Jan 2010 23:14:39 +0000

Unfortunately, you must live in Florida to get this…

Per their website, “You can bank with floridacentral Credit Union if you live or work in Hillsborough, Pinellas, Polk, Manatee, Sarasota, Charlotte, or DeSoto counties!”

You can also join if you live in Florida and a relative already has an account with them.

By: yawlie

yawlie — Tue, 08 Dec 2009 14:48:11 +0000

We are looking for a great rate checking account?

I will try to call the bank in the meantime.

By: BankVibe

BankVibe — Fri, 04 Sep 2009 17:28:20 +0000

Cindy,

You have to speak with the people at Florida Central Credit Union. BankVibe doesn’t offer any bank accounts directly. Also, this article was posted in February and I believe this account is now around 4.50% APY. This is a variable interest rate and is subject to change without notice.

Thanks for the note though, if I could sign you up I would

By: cindy beall

cindy beall — Fri, 04 Sep 2009 17:22:14 +0000

I am interested in your 6.01 checking account. I live in Texas. Is that a problem?

By: Vicki Guy

Vicki Guy — Fri, 20 Mar 2009 12:29:09 +0000

I’ve been banking with the Florida Central Credit Union for 25 years and have ALWAYS had great service. I understand your frustration and agree. It’s not a reason not to do business with them however, but it is frustrating and is no solution for todays problems. Sun Trust would not give me a business account because it would be considered a conflict of interest because I’m a financial advisor. How is this possible? I’m not competing with them, I just want to put money into an account, if anything, if their service was good I would refer clients, not a time for any bank to be picky as far as I’m concerned.

By: Richard Phillips

Richard Phillips — Fri, 13 Feb 2009 18:30:23 +0000

NO BANK BAIL OUT
This is how the banks are treating the TAX PAYERS.
Notice anyone living or doing business in Central Florida do not, do business with Florida Credit Union.
The United States, when people and business are hurting.
This is how this credit union will treat you.
My wife and I have just opened up a new business. We needed to open up a business account for the CCR registration and the Federal Government.
My wife and I have a personnel checking account with this credit union.
“When we arrived at the credit union they told us that we cannot open a business account due to low credit scores.”
Now I would think that if you bank with someone and they just received TAX DOLLARS and you would like to open up a business account with them they would have no problems.
“What is up with that?”
This is now way of helping small businesses and helping the United States in moving out of this credit problem.
The fact is the banks and credit unions started all this credit problems in the first place.
It is not like we were asking for $200,000.00 Startup fund. We were putting money into there bank so they can loan out money and make more money for them.

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Now SunTrust helped are company with no problems.

By: Erik

Erik — Wed, 04 Feb 2009 20:00:23 +0000

Great post! Here are a few more from CheckingFinder.com.

COMMUNITY BANKS

Florida Central Credit Union 6.01 FL
First Robinson Savings Bank 6.01 IL
Union State Bank/Bank of Atchison 6.01 KS
Communications Federal Credit Union 5.25 OK
Connexus Credit Union 5.15 WI
Keystone Bank 5.15 AL
First New England Federal Credit Union 5.15 CT
Three Rivers FCU 5.01 IN
Legence Bank 5.01 IL
Community Bank of Pleasant Hill 5.01 MO
Community Bank of Raymore 5.01 MO
United Heritage Credit Union 5.01 TX

MEGA BANKS

• ING decreased their highest rate offered by 25 basis points, from a 2.50% APY on a 1 year CD to a 2.25% APY on a 4 year CD.
• Schwab decreased their 18 month CD rate by 15 basis points, from a 2.65% to 2.50% APY.
• E*Trade decreased their 5 year CD rate by 30 basis points, from a 1.70% to 1.40% APY.
• E-Loan increased their 6 year CD rate by 50 basis points, from a 3.50% to 3.70% APY
• Washington Mutual decreased their 5 year CD rate by 50 basis points, from a 3.00% to 2.50% APY.
• AARP Financial Savings Center decreased their savings rate by 50 basis points, from a 2.00% to 1.50% APY.
• Wachovia increased their 17 month CD rate by 15 basis points, from a 1.85% to 2.00% APY.
• E-Loan currently has the highest rate at 3.70% APY on a 6 year CD.
• E*Trade currently has the highest savings rate at 3.01% APY.

Courtesy of BancVue.