Comments on: Top Online Savings Accounts: November 2009 http://bankvibe.com/top-online-savings-accounts-november-2009/ CD(certificate of deposit)Rates, High Interest Checking Accounts, High Yield Savings, Bank Deals and Promotions Mon, 06 Feb 2012 04:44:00 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: anonymous http://bankvibe.com/top-online-savings-accounts-november-2009/comment-page-1/#comment-2923 anonymous Sat, 07 Nov 2009 18:22:42 +0000 http://bankvibe.com/?p=2656#comment-2923 Actually, the 1.77% overall first-year rate at EverBank reflects a COMBINATION of the initial 2.51% (3 months) and the subsequent 1.50% (9 months). In other words, after the 3-month bonus rate, the rate falls to 1.50%. See everbank.com/002Rates.aspx They have taken a little heat (justified, IMO) for being deceptive in how they state the rate. Still, with rates so low generally and not that far apart, it's not a huge deal. Actually, the 1.77% overall first-year rate at EverBank reflects a COMBINATION of the initial 2.51% (3 months) and the subsequent 1.50% (9 months). In other words, after the 3-month bonus rate, the rate falls to 1.50%. See everbank.com/002Rates.aspx
They have taken a little heat (justified, IMO) for being deceptive in how they state the rate. Still, with rates so low generally and not that far apart, it’s not a huge deal.

]]> By: BankVibe http://bankvibe.com/top-online-savings-accounts-november-2009/comment-page-1/#comment-2922 BankVibe Sat, 07 Nov 2009 11:18:40 +0000 http://bankvibe.com/?p=2656#comment-2922 Thanks for the informative response Zach! That is nice to hear HSBC was willing to work with you on the foreign withdrawals... sometimes mentioning a competitors name can have great benefits:) Thanks for the informative response Zach! That is nice to hear HSBC was willing to work with you on the foreign withdrawals… sometimes mentioning a competitors name can have great benefits:)

]]> By: zach http://bankvibe.com/top-online-savings-accounts-november-2009/comment-page-1/#comment-2919 zach Sat, 07 Nov 2009 03:39:18 +0000 http://bankvibe.com/?p=2656#comment-2919 Well HSBCs Online Savings account is 1.35% right now so that beats ING Directs. You can also have their Online Payment Account (checking) that is earning a nice 0.85%. I have banked with them for a few years now. I even like that they gave me 6 foreign transaction free withdrawals when I told them I'd be opening a Capital One Money Market (no foreign fees) for that purpose. I guess, I'm a little biased, but HSBC has consistently been a great bank. Not for promotions though. Which is also nice, in that I can keep my account there and not have it be on of those I close and re-open every 6 months for a bank promo :) Well HSBCs Online Savings account is 1.35% right now so that beats ING Directs. You can also have their Online Payment Account (checking) that is earning a nice 0.85%.

I have banked with them for a few years now. I even like that they gave me 6 foreign transaction free withdrawals when I told them I’d be opening a Capital One Money Market (no foreign fees) for that purpose. I guess, I’m a little biased, but HSBC has consistently been a great bank.

Not for promotions though. Which is also nice, in that I can keep my account there and not have it be on of those I close and re-open every 6 months for a bank promo :)

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