Top 12 month CD rates in Texas CRUSH the national average!
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Thanks to BankVibe.com reader Jason for tipping us off on a sweet 12 month CD (certificate of deposit) offer coming out of one small credit union in Texas. Actually, Domino Federal Credit Union of Domino, TX, is offering several deposit products that provide annual percentage yields which put the national average(s) to shame. However, like most credit unions, this one is fairly exclusive to join. If you do not reside in the state of Texas then you probably wont be eligible for membership (or these CD rates).
Domino Federal Credit Union has just three branches in the state of Texas (Texarkana, Atlanta, and Domino). They have several ATM’s throughout the state as well as free ATM usage through partnered institutions.
CD Rates offered through Domino Federal Credit Union:
- They have a 6 month CD yielding 1.41% APY with a minimum deposit of $500 required. The national average for 6 mo CDs sits at roughly 0.81% APY.
- They have a 12 month CD yielding 2.00% APY with a minimum deposit of $500 required. To put this offer in perspective, the national average for 12 month CDs sits at roughly 1.26% APY.
- Their 36 month CD provides annual percentage yields of 2.47% with minimum deposits of $500 required. The national average for 3 year CDs sits at roughly 2.00% APY.
Compare this offer to some of the top CD rates available in Texas.
