The 3.0% APY CD Rate List – 2011

April 25, 2011 No Comments »

After publishing some of the highest CD rates we’ve seen available in 2011 last week, we thought we’d follow up with an additional post highlighting all of the banks and/or credit unions across the country bold enough to offer 3.0% APY’s on their CD products. Keep in mind, all of the CDs we’re mentioning on this list are for 5 year terms. Unfortunately, in our current saving environment, you wont find any CDs with 3.0% interest rates coming from shorter maturities.

After publishing the top 10 highest deposit rates we’ve tracked down so far this year, we were forwarded a couple of noteworthy rates with yields above the 3.0% mark. Therefor this post is dedicated to those small banks and credit unions around the country that still don’t mind giving their customers 3 percent returns on their deposits.

10 CDs (certificates of deposit) with yields above 3.0%:

(To put the offers below in perspective, the current national average for 5 year CDs sits at roughly 2.25% APY. Like all bank rates, the interest rates listed below are time sensitive in nature. Please refer to the date of this article for accuracy. Visit out CD Rate tables to get updated rate info.)

1) Domino Federal Credit Union (Texas) has a 5 year CD yielding 3.257% APY with a min deposit of $500.

2) El Paso Area Teachers Federal Credit Union (Texas) has a 5 year CD yielding 3.257% APY with a min deposit of $500.

3) GECU (Texas) has a 5 year CD yielding 3.14% APY with a min deposit of $1,000.

4) Shreveport Federal Credit Union (Louisiana) has a 5 year CD yielding 3.04% APY with a min deposit of $1,500.

5) Citizens Progressive Bank (Louisiana) has a 5 year CD yielding 3.03% APY with a min deposit of $5,000.

6) Springfield State Bank (Kentucky) has a 5 year CD yielding 3.03% APY with a min deposit of $500.

7) First Federal Credit Union (Iowa) has a 5 year CD yielding 3.01% APY with a min deposit of $10,000.

8 ) Hiawatha Bank and Trust Company (Iowa) has a 5 year CD yielding 3.00% APY with a min deposit of $500.

9) Citizens Community Bank (Kansas) has a 5 year CD yielding 3.00% APY with a min deposit of $1,000.

10) People’s Bank and Trust Company (Kansas) has a 5 year CD yielding 3.00% APY with a min deposit of $1,000.

Do you know of a 3.0% CD offered through your neighborhood bank or credit union? If so, let us know by leaving a comment!

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