Best 3 month Jumbo CD Rates yielding just 0.75% APY

The best 3 month jumbo CD rates available to customers online and throughout the country can currently be obtained through one of 3 banks – MetLife Bank, Virtual Bank and Nexity Bank. All of these institutions are offering their 3 month jumbo CD’s at 0.75% APY. To put these offers in perspective, the current national average for 12 month CDs sits at just 1.00% APY.

About MetLife Bank – Most of us Read more…

OneWest Bank’s Mortgage Rates and Review

OneWest Bank, although based in southern California, can provide mortgages and home refinancing to consumers throughout the country.

About OneWest Bank FSB:

OneWest Bank, FSB is a regional bank focused on delivering personalized, relationship-based banking to its customers. The bank has 82 retail branches in Southern California with approximately $14 billion in deposits and total assets of $27 billion, including a loan portfolio, a securities portfolio, a servicing platform with mortgage servicing rights (MSRs) Read more…

1 year CDs (certificate of deposits): Who offers the best rates?

The 1 year CD remains the most popular deposit product on BankVibe this month. The one-year CD comes with a fixed rate and most banks will impose a hefty penalty fee for early withdrawals. If you are currently in the market for a 1 year CD and are strictly after the most lucrative rate, we suggest looking locally to your banks and credit unions as these institutions (depending where you live) can generally provide more competitive returns than the larger Read more…

OneWest Bank: 10 month online CD special – 2.15% APY

OneWest Bank has a very noteworthy online CD promotion going on as of the 21st of this month. Currently, you can invest in a 10 – 18 month CD (certificate of deposit) and earn a lucrative 2.15% APY. You must deposit at least $5000 into this account to earn the advertised interest rate.

The average yield for 12 month CD’s currently sits at 1.65% APY (to put this offer in perspective).

OneWest Bank Read more…

OneWest Bank’s 6 month online certificate of deposit

OneWest Bank (formerly IndyMac Bank) has a decent rate on their 6 month online certificate of deposit. Currently they are offering customers nationwide a 6 month CD yielding 1.90% APY but with a hefty minimum deposit of $5,000. You know it’s looking pretty bleak when the best 6 month CD rates we find are yielding less than 2.0% APY. If you know of a better rate (even if it’s not nationally available) please let us know!

OneWest Bank’s Current Rates:

(as seen Read more…