Carter Bank and Trust’s CD Rates – Virginia and North Carolina

Carter Bank and Trust of Virginia and North Carolina is offering some decent CD rates when compared to today’s national average as well as the top rates from our database of online banks.

Founded in just 2006, Carter Bank and Trust already has a huge presence in these two states. Their corporation formed through the merger of 10 banks with 124 offices in Virginia and North Carolina. Despite it’s vast presence Read more…

North Carolina Residents Can Get Top Savings Rates From Local Banks

North Carolina is flush with local banks, credit unions and financial thrifts that are offering savings rates on deposits with far higher yields than current national averages.

In our most recent survey covering these institutions in North Carolina we found the top yields on 12 month CDs feature APY’s that are more than twice the national average and almost 50% better than rates you can lock in from online banks.

The leading institution Read more…

Some small credit unions still paying 1.80% APY on 6 mo CDs

If you’ve been in the market for short term certificate of deposits for a while now then I’m sure there isn’t much need for us to iterate the current state of their rates, however for those whom are just entering the marketplace – please realize rates are FAR from decent. If you’ve been scanning through some of the larger national banks’ rate pages for 6 month CDs, 12 month CDs or Read more…

Best 1 year CD rate found at North Carolina bank

BankVibe reader Glenn tipped us off on a fantastic certificate of deposit product being offered through the Bank of Granite in North Carolina. Currently, they are paying out 2.45% APY on 12 month CDs with a minimum deposit of $5,000 required. To put this offer in perspective, the national average for 1 year CD’s sits at roughly 1.55% APY.

Bank of Granite is member FDIC and imposes a fee for early withdrawal Read more…

Best CD Rates in Charlotte, NC: Top 3

Below are the highest yielding CD (certificate of deposit) rates available to the residents of Charlotte, North Carolina. The institutions we will cover all include the following cities in North Carolina: Shallotte, Salisbury, Holy Ridge, Arden, Matthews, Winston Salem, Cary, Concord, Asheville, and Greensboro. These come in the form of 6 month CDs, 12 month CDs and 24 month CDs. After sorting through dozens of rate pages by local community banks and credit unions serving the city of Charlotte as well as the state of Read more…