Best 12 month CD rates in New Jersey beat nat’l avg. by 50%

The top 12 month CD rates in New Jersey are currently besting the national average by almost 50%. Depending on the amount of money you have to deposit American Airlines Credit Union (Neward, NJ) has 12 month CDs with rates between 1.81% and 1.91% APY. One thing to note, however, is that AACU has not updated their rate pages since the first of April, so these may be due for an Read more…

Best 6 month CD rates in New Jersey found at First Choice Bank

The top 6 month CD rates in the state of New Jersey can currently be found at First Choice Bank. With a minimum deposit of $1,000 you can lock in a six month CD with a yield of 1.61% APY. The national average for 6 month certificate of deposits currently sits at 1.02% APY (to put this offer in perspective).

First Choice Bank has three locations in New Jersey. They have branches in Lawrenceville, Hamilton and (as of recently) Robbinsville, New Read more…

Best CD Rates in Newark, New Jersey: Top 3

Below are the highest yielding CD (certificate of deposit) rates available to the residents of Newark, New Jersey. These come in the form of 6 month CDs, 12 month CDs and 24 month CDs. After sorting through dozens of rate pages by local community banks and credit unions serving the city of Newark as well as the state of New Jersey, we found that for the most part, you will be able to receive slightly better rates with local institutions than with large Read more…

Amboy Direct’s certificate of deposit rates

Amboy Direct has lowered it’s 12 month CD rate a bit since we last reviewed them two months ago. Back in May, Amboy Direct’s 12 month CD was yielding a very nice 3.05% APY and topped BankVibe’s CD rate comparison chart. Now, Amboy offers a promotional “E-Savings Time Deposit” (1 year) which is yielding 2.35% APY. You must use the offer code, 50870, to take advantage of this product. On Amboy’s promotional page, it states that you must make a Read more…

Best CD rates in New Jersey

Below are the top 5 banks offering the highest interest rates on certificates of deposit in New Jersey. Keep in mind that you will receive a much higher rate if you opt for a longer maturity. The 60 month CD has some of the highest yields currently because of it’s maturity length. You may also want to check out some national rates if your local ones are a tad below the average. Compare CD rates from our archive vs. the Read more…