Heartland Community Bank’s Interest Plus Checking Accounts

Another great interest checking account came through our inbox today. Heartland Community Bank of Arkansas has an “interest plus checking” account (or rewards checking account) which is yielding 4.01% APY and is available to prospective customers across the country.

You can only earn the advertisied interest rates on balances up to $30,000. If your balance exceeds this amount, the excess funds will generate a still respectable 1.31% APY. This is a variable interest rate, meaning it is subject to change without notification.

Also, if you are familiar with rewards checking accounts, you probably know you must meet the typical requriements each month. For this particular account these include:

• at least 10 check card transactions
• Receive a monthly Electronic Statement
• One direct deposit or ACH Auto Debit
• Access Online Banking

In exchange for fulfilling the above requirements, you will receive (along with 4.02% interest on your balance):

• Free ATM’s Nationwide
• Write as many checks each month without a per-check charge.
• Earn high-interest yields on your account
• No minimum balance
• No service charge
• overdraft privilege available
• Free ATM or Visa check card
• Telephone Banking
• Free Internet Banking

Heartland bank is federally insured by the FDIC. You’re balances will be insured up to $250,000.

Heartland Community Bank’s Interest Checking Account: 4.02%

Here is another great interest checking account available to customers nationwide! Currently Heartland Community Bank out of Arkansas has an “interest plus checking” account which is yielding 4.02% APY on all balances up to $30,000 (1.31% APY paid on all balances above $30k). They also offer free ATM use nationwide in the form of ATM reimbursements. Typically these high interest checking accounts will reimburse a portion of your foreign ATM fees, however, Heartland Community Bank will reimburse all of them.

Benefits of Checking with Interest through Heartland Community Bank:

(as seen on their website)

• Free ATM’s Nationwide
• Write as many checks each month without a per-check charge.
• Earn high-interest yields on your account
• No minimum balance
• No service charge
• Overdraft privilege available
• Free ATM or Visa check card
• Telephone Banking
• Free Internet Banking

Requirements to earn interest rate and free foreign ATM use:

• Make at least 10 check card transactions
• Receive a monthly Electronic Statement
• One direct deposit or ACH Auto Debit
• Access Online Banking