First Choice Bank CD rates notably higher than national average

Thanks to BankVibe.com reader Heather for forwarding us a noteworthy 12 month (err…366 day) CD rate coming from First Choice Bank of California. After compiling a list of the highest CD rates in California a little while back, Heather noted one that slipped under our radar that should be added to our top CD rates of 2011 list.

Below are the details regarding this product and other deposit rates from First Choice Read more…

Best 1 year CD rates in California found at First Choice Bank

Thanks to BankVibe.com reader Justine for notifying us on some of the best 1 year CD rates in California. Currently, First Choice Bank is offering 1 year CDs with APY’s of between 1.60% and 1.65% depending on your deposit amount. Although we call these “1 year CD’s” they are technically 366 day CD’s. If you opt for a 365 day CD your APY will sit between 1.45% and 1.50% depending on Read more…

Best 6 month CD rates in New Jersey found at First Choice Bank

The top 6 month CD rates in the state of New Jersey can currently be found at First Choice Bank. With a minimum deposit of $1,000 you can lock in a six month CD with a yield of 1.61% APY. The national average for 6 month certificate of deposits currently sits at 1.02% APY (to put this offer in perspective).

First Choice Bank has three locations in New Jersey. They have branches in Lawrenceville, Hamilton and (as of recently) Robbinsville, New Read more…

Highest yielding money market account rates in California

Below are the best money market account rates we have found serving residents in the state of California. After digging through a number of rate pages of local banks and credit unions we have found that national banks are able to provide more competitive interest rates the local California banks. The only credit union offering a lucrative interest rate was Provident CU and it is a promotional offer which is set to expire this year.

We had a pretty substantial debate Read more…