Posts Tagged ‘Chase Bank’
Continental Airlines OnePass Plus Card Review (Chase Bank)
Chase Bank has just issued a new frequent flier credit card called the Continental Airlines OnePass® Plus Card. It comes with some pretty sweet airline perks if you happen to have excellent credit…
Continental Airlines OnePass Plus Card Features:
- Pay No Annual Fee the first year. That’s a savings of $85.
- Earn 25,000 bonus miles after your first purchase. That’s enough for a round-trip reward within the United States (excluding Hawaii)
- Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
- Earn 10,000 bonus miles annually when you spend $25,000 on your Card
- First Checked Bag Free – With the OnePass® Plus Card, you and your companions on the same reservation don’t pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
- Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
- Earn one mile for every $1 in purchases charged on your Card
- Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.
Chase Freedom Credit Card: $50 sign up bonus with 0% intro APR!
There are currently two Chase Freedom® Visa credit cards on the market right now with pretty sweet sign-up bonuses, APRs, AND cash rewards available to those with decent credit. The one we are highlighting today is the Chase Freedom® Visa – $50 Bonus Cash Back credit card. This card comes with a $50 sign up bonus after you make your first purchase as well as a 0% intro APR. Plus, you’ll earn 5% cash back on select purchases like gas, home improvement and department store purchases as well as 1% cash back on ALL other purchases. This card is currently one of the best cash back credit cards on the market.
Now lets take a look at the other Freedom credit card by Chase Bank…
Last week, you may recall we made note of this same card (Chase Freedom Visa – $100 Bonus Cash Back) which highlighted the phenomenal $100 cash back bonus, HOWEVER, you must keep in mind the $100 sign up bonus with that card only comes after you make $799 in purchases within the first 3 months whereas this card offers $50 cash after your first purchase. So if you think you’ll be spending at least $800 over the next three months with your new chase card then it would be wise to opt for the $100 bonus offer, however, if you’ll use your chase card as a secondary credit card, then you may just want to jump on this $50 sign up bonus offer.
Features of Chase Freedom ($50 bonus) Credit Card:
- Earn $50 Bonus Cash Back after first purchase
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
If you are a current Chase credit card holder and have had experience with their rewards system, please share by leaving a comment!
Credit Card Review: Chase Sapphire Preferred Card
Here is a pretty slick credit card for any “high rollers” looking to cash in on some frequent flier perks. It’s the Chase Sapphire Preferred Card and it was released by Chase Bank in the Fall of 2009. It’s a pretty exclusive card (available to the top earning 15% of American households) and requires a credit score in the 700′s (atleast) for approval. The sleek and slim feel and appearance of the card alone give off a high society aura and if approved get ready for some very nice incentives.
This card currently holds the number 1 spot in our frequent flier credit cards database by offering the following features:
1) Earn a FREE FLIGHT – that’s 25,000 bonus points after you spend $3,000 in the first 3 months!
2) 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases.
3) Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
4) Points are worth 25% more when you redeem for travel through Ultimate Rewards.
5) 7% annual points dividend – earn bonus points on your points.
6) 1:1 points transfer to leading airline and hotel programs.
7) 24/7 Dedicated expert service advisers (No voice recording).
8 ) No Annual Fee for your first year – An $85 value.
Chase Freedom Credit Card Review: $100 cash back bonus!
Here is an outstanding credit card offer from Chase Bank. Currently with the Chase Freedom Credit Card you can earn a $100 cash back bonus after 3 months of use, plus a whopping 5% cash back (the details of this offer are below). To be approved for this card you will need to have a “good” credit standing.
* This credit card currently holds the number 1 spot in BankVibe.com’s database of cash back credit card offers.
Chase Freedom Credit Card Features, Rewards and Bonus:
- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
Chase Bank’s Auto Loan Rates
Chase Bank currently has some fairly decent auto loan rates available to those with decent to excellent credit. Whether you are looking for new auto loans, used auto loans or to refinance your existing auto loan, you’ll almost certainly beat the national rate average with Chase Bank. On top of the existing rates available (listed below) they also have a refinance promotion available. This is available to existing Chase customers and grants them the possibility of reducing their auto loan rate by an additional 0.75% APR. See terms and conditions below…
Auto Loan Products and Rates Offered Through Chase Bank:
- New Dealer Purchase Loans: 48 months – 3.96% APR, 60 months – 4.07% APR, 72 months – 4.80% APR
- Used Dealer Purchase Loans: 48 months – 4.06% APR, 60 months – 4.17% APR, 72 months – 4.90% APR
- Refinance Current Year: 48 months – 3.96% APR, 60 months – 4.07% APR, 72 months – 4.80% APR
- Refinance Previous Year: 48 months – 4.06% APR, 60 months – 4.17% APR, 72 months – 4.90% APR
* Please note that these rates are time sensitive in nature and may change at anytime. Please refer to the date of this article for accuracy. Also, these rates apply to the northwest, different rates may exist in different regions.
Compare the above rates with Bank of America’s Auto Loan Rates.
Auto Loan Refinance Offer from Chase Bank:
- You may be eligible to save up to 0.75% on your new auto loan rate (exclusively for Chase consumer checking customers)
- Vehicle refinance loan amounts range from $7,500 to $100,000
- A rate discount of 0.50% is offered for customers who open a new, or have an existing, Chase Premier Checking or Chase Premier Platinum Checking
- An additional discount of 0.25% is offered when you enroll and for as long as you continue to have your monthly loan payment automatically deducted from a Chase consumer checking account.
Chase Bank has branches located throughout the country and can accept local funds. They also have many online banking options which do not require a physical visit to a branch.
Checking Account Promotions: TOP 10 in 2010! …so far
We’ve seen a great number of phenomenal checking account promotions, bonuses and deals roll through our inbox so far this year so we decided to publish a top 10 list to extend some credit to the top offers. The following types of bank accounts come in the form of either: free checking accounts with cash bonuses, cash back checking accounts, or high interest checking accounts. The promotional accounts listed below are not ALL available everywhere. Several of the bank promotions we’ve listed are available nationwide, however, a few are exclusive to a limited number of states.
These are the top 10 checking account promotions uncovered in 2010…so far. If you feel we’ve missed a deal, please let us know by leaving a comment!
TOP 10 Checking Account Promotions in 2010:
(all offers available at some point in 2010)
1) PerkStreet Checking Account: Coming in at the #1 spot with a 2% cash back offer for the first 6 months followed by 1% after the promotional period is over. After savings rates (certificate of deposit, money market and checking) have ALL taken a horrendous nose dive, cash back checking accounts have attempted to step in and fill the void. And PerkStreet Finacial is doing a fantastic job. Why is this account so valuable? Because, for example, if you spend $500/month from this account you will receive dividends of $10/month in the form of cash back ($500 X 2.0% = $10). Nothing like a recurring cash bonus from a checking account!
2) Capital One’s Checking Account Sign up Bonus: $300 – When we originally published this deal it was not confirmed, however, a number of reader comments did confirm the offer worked in several states throughout the country. The coupon code(s) for this account was RC3 and one reader suggested another coupon code (RC2) worked for a $200 bonus as well. We suggest trying the RC3 code first!
3) Citizens Bank Checking Account Promotion: Up to $220 in cash bonuses. This account is only available in certain states and the bank is headquartered out of Rhode Island. The bonus structure with this checking account promotion is set up in tiers. You earn a certain amount of cash for meeting various criteria. You get $50 for setting up the account and funding it via direct deposit, $25 after the completion of 5 bill payments, $25 after the completion of 5 debit/credit card purchases, and the final $120 when you enroll in their “greensense” or paperless program.
4) SunTrust Checking Account Bonus: up to $150 in cash bonuses. Similarly to Citizens Bank’s checking bonus, this one is set up in tiers as well. In the first tier you receive $50 for setting up the account. The second tier pays $100 and involves a 3 month process of bill payments.
5) Banco Populars Checking Account Promotion: $125 in cash plus a free “gift.” You received the $125 upon the completion of 3 very easy steps. The gift part, however, is a little vague. Supposedly individual branches were doing their own thing in regards to the gift giving, but we do know they gave out binoculars as the gift last year!
6) ReliaBank’s Ultimate Checking Account: 4.07% APY on balances up to $25k. This is a rewards checking account and requires you to make 12 monthly debit card transactions as well as setting up a monthly, recurring, direct payment of some sort. You can receive 4.07% APY on balances up to $25,000. This account is ideal for those looking for an alternative to low interest money market accounts.
7) Huntington Bank’s Checking Account Bonus: $100 in cash. This checking promotion is simple and available everywhere besides California. You receive a $100 cash bonus for opening up any one of their numerous forms of free checking accounts.
8 ) Harris Checking Account: $150 in cash bonuses. To receive this bonus you must open their interest checking account with a minimum of $100 AND set up a monthly direct deposit. They are a bit deceiving in calling this an “interest checking account” when their interest rate is just 0.05% APY.
9) Chase Bank Checking Account Promotion: $100 in cash. This promotion NEVER seems to get old. Chase seems to continually renew this offer time and time again. Although some readers have submitted negative comments about this account for various reasons, it still seems to be fairly popular among the majority.
10) Bank of America’s MyAccess Checking Account: $75 sign-up bonus. Use the coupon code CH75OL1 and fund the account with $125 within 90 days and the bonus is yours. This account is available online and in local Bank of America branches.
Open a Chase Checking Account online and earn $100!
BankVibe reader Tom just sent us in another great checking account bonus from Chase Bank. It’s fairly similar to the other checking account promotions Chase has run in the past. Follow this link to grab the coupon code for this promotion. Here are the details…
Get $100 when you open a Chase Checking account
- You’ll need to make 5 debit card purchases or set up direct deposit.
- The offer is good until April 30, 2010, and you can apply online or get a coupon to take to a branch.
- To qualify for the bonus you must open a new Chase CheckingSM account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates).
- Also, within 60 days of account opening you must initiate a monthly direct deposit which includes payroll, pension, Social Security or other government benefits, or make five debit card purchases. The bonus will be automatically deposited into your new account within 10 business days after the initial direct deposit or five debit card purchases have posted to your account.
- Bonus is not considered part of minimum opening deposit. Limit one checking account-related reward/premium per customer, per calendar year.
- Offer not available on account conversions or in combination with any other offer. Offer not available to existing Chase checking customers.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing.
- Account is subject to approval.
- Bonus is considered interest and will be reported on IRS form 1099-INT.
Chase Bank extends it’s Business Checking Account Bonus
Back in October we made note of Chase Bank’s business checking account bonus which was offering anyone in the market for a new biz checking account a free $100 bonus for signing up. This offer was originally set to expire at the beginning of 2010, however, we just got word (thanks to Tom for tipping us off!) that Chase is extending this offer until March 15, 2010.
So… if you’ve recently registered a new business and would like a $100 cash injection (courtesy of Chase Bank) simply obtain a $100 Bonus coupon and take it to your nearest branch!
Details of Business Checking Bonus offered through Chase Bank:
- You’ll need to deposit $500 within 30 days of opening the account.
- This offer is valid until March 15, 2010.
- To qualify for this offer, open a Chase BusinessClassicSM Checking, BusinessClassicSM Checking with Interest, Chase Advanced BusinessCheckingSM, Advanced Business CheckingSM with Interest, Commercial Checking, Commercial Checking with Interest, or Chase BusinessPlus® Extra Checking account and deposit a minimum of $500 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates.
- Account opening and award of premium are subject to approval (interest bearing accounts available only to sole proprietorships, non-profit organizations, and government entities).
- Limit one business checking account-related premium per customer per calendar year.
- Chase reserves the right to withdraw this offer at any time without notice.
- Attempts to earn multiple premiums may be voided by Chase, at its discretion.
- Offer not available to existing Chase checking customers.
- Coupon must be presented at time of account opening.
- Offer not available on account conversions or in combination with any other offer and is non-transferable.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Cash premium will be deposited automatically into your checking account within 10 business days after the minimum deposit requirement is met.
- Cash bonus may be considered interest reportable on IRS Form 1099-INT.
Monday Showdown: Obama vs. Big Banks
It appears that history is repeating itself when it comes to “wall street fat cats” and the banking industry’s exuberant bonus structure. While main street continues to suffer and unemployment remains at an insanely high 10%, big banks and financial giants are, once again, paying out outrageous sums to their corporate leaders. This time, however, President Obama hopes to do something about it.
In a recent CBS interview (shown below) the president says “people on Wall Street still don’t get it.”
Top executives from Goldman Sachs, JPMorgan Chase, Bank of America and Wells Fargo (among others) are expected to be in attendance during today’s meeting with the President. Although some executives from the banks are claiming this is simply a P.R. stunt postured by the white house, President Obama says he didn’t run for office “to be helping out a bunch of fat-cat bankers on Wall Street.”
An article released on Yahoo News today claims, “the President has real problems only the banks can help him solve. On jobs, housing and the strength of the economy, he needs bankers to change their behavior, and there’s only so much he can do to force them. So when he sits down with the financial industry Élite on Monday, he may talk tough, but he’ll also be asking for their help.”
Why does Obama need help from the banking industry?
For the economy to get back on track, the staggering unemployment figures need to dwindle. However, in order for this to happen increased lending from banks to small businesses needs to take place. And this is one of the messages Obama hopes to articulate to banking leaders today.
“One of the main messages from this meeting is that the financial industry received extraordinary help from the government – and ultimately the taxpayer – and now the industry has an obligation to help the small-business owners,” says White House spokesperson Jen Psaki.
Will today’s meeting amount to any real change within the banking industry?
Chase Bank business credit card: Ink Cash
The Ink Cash(SM) Business Card from Chase Bank is yet another innovative product Chase has unleashed this year. The card is designed for small and medium sized businesses with emphasis on online business tools, customizable options and enhanced management features.
Ink Cash business card from Chase is basically the cash back version of the Ink Cash personal credit card. Ink Cash allows you to earn up to 3% cash back on eligible business purchases with no limit on the amount you can earn. It also possesses features which allow you to manage employees whom also use the Ink card on a regular basis. You can manage their spending limits, track company expenses, identify potential tax breaks and track their rewards and measure their cash back potential.
The new and potentially useful feature of this business credit card is what Chase Bank refers to as “Blueprint.” Blueprint is targeted toward the customer who currently holds a Chase Freedom ($50 sign up bonus!), Ink, Slate or Sapphire credit card and can obviously be applied to this business credit card.
Features of Blueprint:
Full Pay: Normally when you make purchases with your credit card and do not pay off the balance in full each month your bank will charge interest from the date of that purchase. With “Full Pay,” the cardholder can choose one or more of 14 categories of purchases for which the bank will waive the interest on the interval between the date of purchase and the billing due date, even if you don’t pay it off at the end of the month. Please note that Interest will resume at the start of the next billing cycle.
Split It: If you want to put a large purchase on your credit card you can set up a payment schedule much like an installment loan, based either on how long you would like to take to pay off the debt OR how much you would like to pay per month (kind of like a small business loan).
Finish it: Create a plan to pay off this debt as expeditiously as possible.
Track It: Allows the cardholder to track expenditures and payments.
The most notable aspect of this semi-new program (launched in September) is the ability to create installment loans. Many people already use their credit cards for such a purposes (not recommended), and for those of you that do, the “Split It” program will at least provide you with a chance to get out of debt.
