California First National Bank CD Rates and Review

CalFirst Bank, based out of Irvine, California, is an FDIC insured online bank that can accept deposits from consumers around the country. They offer a small array of banking products within the savings vertical and all of their accounts can be opened online. Their product offerings consist of money market accounts, certificates of deposit, interest checking and “premium savings.” These accounts all come with the option for ATM cards and online Read more…

Best savings account rates in California: Top 2

If you’re in the market for a traditional savings accounts – one with a variable interest rate and limited withdrawal allowances, don’t expect much in the way of great interest rates. The average yield for online savings accounts (money market accounts) are providing yeilds of less than 1.00% APY and the average yield for 12 month CDs (fixed interest rate for 1 year with penalties for early withdrawal) are garnering a rather pathetic 1.50% APY.

However, if you reside in the Read more…

Highest yielding money market account rates in California

Below are the best money market account rates we have found serving residents in the state of California. After digging through a number of rate pages of local banks and credit unions we have found that national banks are able to provide more competitive interest rates the local California banks. The only credit union offering a lucrative interest rate was Provident CU and it is a promotional offer which is set to expire this year.

We had a pretty substantial debate Read more…

Metro United Bank’s money market rate promotion: 2.0% APY

Metro United Bank out of California is offering a nice interest rate on their promotional “metro money market account.” Currently, with balances of at least $2,500 you can earn an APY of 2.0%.

Thanks to BankVibe reader Tereasa for submitting this money market promo!

Like all MMA’s this rate is a variable one and is subject to change without notice. When the promotion ends the interest rate will revert to it’s normal APY (which is not listed on their website).

The promotional period Read more…