Banks and Credit Unions in California with No Overdraft Fees

We will be conducting research on a number of checking account products from hundreds of banks and credit unions throughout the country and publishing our results of the institutions imposing no overdraft fees associated with their checking accounts on a state by state basis. Although we are starting with California this week, stay tuned as your state will pop up in the near future. If you happen to be one of Read more…

California Credit Union CD Rates – Top 5 APY’s in 2011

If you happen to live in California and are in the market for a bank CD, we’ve rounded up the best available CD rates from California credit unions in 2011. Like we’ve mentioned many times before, if you’re frustrated with current CD rates you may want to check out the APY’s offered through your local credit unions – they wont provide significantly larger yields but in many cases they will be Read more…

Bay Area CD Rates: This week’s best offers!

We’ve dug up a few noteworthy CD rates for 6 month, 12 month and 24 month terms available to residents in the Bay Area of California. The banking institutions offering these deposits may have locations outside of the bay area as well, but you’ll need to contact the institutions directly for possible locations near you.

6 month CDs

Opus Bank has a 6 month CD yielding 1.15% APY with a minimum deposit of Read more…

Best savings account rates in California: Top 2

If you’re in the market for a traditional savings accounts – one with a variable interest rate and limited withdrawal allowances, don’t expect much in the way of great interest rates. The average yield for online savings accounts (money market accounts) are providing yeilds of less than 1.00% APY and the average yield for 12 month CDs (fixed interest rate for 1 year with penalties for early withdrawal) are garnering a rather pathetic 1.50% APY.

However, if you reside in the Read more…

Best CD Rates in San Jose, CA: Top 3

Below are the highest yielding CD (certificate of deposit) rates available to the residents of San Jose, California. These come in the form of 6 month CDs, 12 month CDs and 24 month CDs. After sorting through dozens of rate pages by local community banks and credit unions serving the city of San Jose as well as central California, we found that for the most part, you will be able to receive slightly better rates with national institutions than with local ones.

Keep in Read more…