Whose offering 2.0% APY CD Rates?

Despite the fact that CD rates are at these ridiculous low levels, consumers – who are tired of wadding into the stock market and are just looking for guaranteed returns – are still turning to these financial instruments to store their savings. Yes their yields are pathetic and yes the rate of inflation may be trumping any real positive gains from them, but it still beats stacking cash under the mattress.

Taking Read more…

Highest CD Rates in California 2011 Edition

Looking to grab a high CD rate in California this year? We’ve compiled a list below of the highest yielding deposit rates from California banks and credit unions this year, however, you may be a tad disappointed at the rather pathetic yields the top products are pumping out. It’s no secret that 2011 (and most of 2010 for that matter) have been horrendous for savers. Money market accounts, online savings account Read more…

Best savings account rates in California: Top 2

If you’re in the market for a traditional savings accounts – one with a variable interest rate and limited withdrawal allowances, don’t expect much in the way of great interest rates. The average yield for online savings accounts (money market accounts) are providing yeilds of less than 1.00% APY and the average yield for 12 month CDs (fixed interest rate for 1 year with penalties for early withdrawal) are garnering a rather pathetic 1.50% APY.

However, if you reside in the Read more…

Top 18 month CD rates yielding 2.40% APY

The best 18 month CD rate in the country is currently yielding 2.40% APY. After digging through numerous rate pages from dozens of banks and credit unions across the nation we have found the best offer coming from a Chicago area credit union – Alliant Credit Union.

To earn the 2.40% APY on an 18 month CD, you must deposit at least $25,000 as well as be a member of the credit union. Below are few ways in which you can Read more…

Best 3 year CD rates yielding 3.0% APY

You will be hard pressed to find 3 year CD rates yielding above the 3.0% APY mark (especially if you are looking for certificates of deposits available nationwide). The top 36 month CD rates in which we have come across over the course of November have come from either credit unions or national banks.

The best of them comes from Flagstar bank which has a three year CD yielding 3.0% APY. You Read more…