Best certificate of deposit rates in Texas (Top 3)

Below are the top 3 CD rates available to residents in the state of Texas. After researching various credit unions and banks serving the people of Texas, we found the best CD rates to come in the form of 12 month CDs, 25 month CDs, and 60 month CDs. Because you will almost always find higher CD rates accompanied with longer maturities we decided to list the deposit rates that beat the national average by the highest margins (for each Read more…

Louisiana certificate of deposit rates – Who offers the best?

Below are the top 3 certificate of deposit rates available to the residents of Louisiana. After researching several banks and credit unions in the region (and their accompanying CD rates) I noticed that in most cases local community-oriented banks will generally provide better interest rates than the large national banks. However, this is not a common trend throughout the country. Many states in the northeast encounter much lower savings rates offered locally than those offered by large national banks.

Here are Read more…

Best 18 month CD Rates

Here is an updated list of the highest 18 month CD rates. In this list you will find the name of the institution offering the high rate, the rate itself, who can apply for an account (this is based of off physical residence) and a brief overview of the bank or credit union offering the product.

Montauk Credit Union (New York) – 3.00% APY – Nationally Available – Montauk Credit Union is a not-for-profit, member-owned financial institution chartered in 1922 in Read more…

18 month jumbo CD through Advancial Federal Credit Union

Just got tipped off on a high yielding 18 month CD and 18 month jumbo CD being offered through Advancial Federal Credit Union out of Texas.

Their regular 18 month CD carries an APY of 3.17% and their 18 month jumbo CD carries and APY of 3.37%. In order for your certificate of deposit to qualify as a “jumbo” it must meet the minimum deposit amount of $50,000.

Like most credit unions, this one comes with some exclusive requirements as far as Read more…