First Priority Credit Union CD Rates

First Priority Credit Union out of Massachusetts currently has two noteworthy CD rate promotions going on.

First is their exceptional 9 month CD special which has an interest rate of 2.97% or 3.0% APY! To put this lucrative rate in perspective the national average for 12 month CDs is currently 1.99% and the national average for 2 year CDs is 2.33%.

Second is their 5 year CD which is currently yielding 4.25% APY. Read more…

9 month CD rates – Where to find the best rate?

Find the best 9 month CD rates below. Keep in mind that 9 month CD’s are an odd maturity time and are therefor not a common savings product offered through many banks and credit unions.

What makes the 9 month CD unique though is that many times when you see it offered it is actually a promotional rate.

Back in Feburary, Flagstar Bank was running a promotional 9 month CD rate which was available to anyone nationwide. This promo lasted several weeks Read more…

Massillon Area Credit Union’s special 9 month CD rate

Massillon Area Credit Union out of Ohio just extended their 9 month certificate of deposit special until the end of March.  This 9 month CD comes with an interest rate of 2.97% or 3.0% APY and has a minimum deposit of $1,000. The current national average for 12 month CD’s is slightly less than 2.20% which makes this a pretty lucrative deal.

If you are looking for safe and temporary investments, then 6-12 month CD’s are probably a good bet. The Read more…

Flagstar 9 month CD rate promotion

A lukewarm certificate of deposit rate is being offered by FlagStar Bank.  Currently they have an online promotional CD with a rate of 3.25% which is apparently available to anyone nationwide. However, I have heard that this rate drops to 3.0% for certain areas within Michigan, Indiana, and Georgia.

The minimum deposit required for this certificate of deposit is $500. FlagStar also has a 6 month CD yielding an APY of 2.86%, a 12 month CD yielding a 3.25% APY and Read more…

9 month CD rates – MoneyAisle vs Bankrate

Part 2 of the Moneyaisle review is an examination of the infamous 9 month CD. I find the 9 month CD to be somewhat of a slug when compared to other investment vehicles primarily because of it’s yield. If you compare the following 9 month CD’s with the 6 month CD’s offered by both Moneyaisle and Bankrate you will see that the 9 month CD actually yields a lower rate.

If you Read more…