Best 6 month CD rates in California beat national avg by 85%

Although we have seen six month CD rates rise a bit recently – perhaps due to the rapid increase in mortgage rates over the last two weeks -  we’re still seeing the top 6 month CD rates in California ahead of the national average by nearly 85%. As of last Friday, 6 month CD (certificate of deposit) averages were nearing 0.81% APY, and one bank in California is offering nearly 1.50% Read more…

Some small credit unions still paying 1.80% APY on 6 mo CDs

If you’ve been in the market for short term certificate of deposits for a while now then I’m sure there isn’t much need for us to iterate the current state of their rates, however for those whom are just entering the marketplace – please realize rates are FAR from decent. If you’ve been scanning through some of the larger national banks’ rate pages for 6 month CDs, 12 month CDs or Read more…

Top 6 month CD rate in Ohio crushing national average!

If you happen to reside in the state of Ohio and are in the market for a six month CD, you’re in luck! Steel Valley Federal Credit Union, based out of Warren Ohio, has a 6 month CD yielding 2.12% APY with a minimum deposit requirement of only $500. To put their offer in perspective, the current national average for 6 month certificate of deposits is only 1.03% APY.

How Read more…

Best 6 month CD rates in New Jersey found at First Choice Bank

The top 6 month CD rates in the state of New Jersey can currently be found at First Choice Bank. With a minimum deposit of $1,000 you can lock in a six month CD with a yield of 1.61% APY. The national average for 6 month certificate of deposits currently sits at 1.02% APY (to put this offer in perspective).

First Choice Bank has three locations in New Jersey. They have branches in Lawrenceville, Hamilton and (as of recently) Robbinsville, New Read more…

Best 1 year CD rate found at North Carolina bank

BankVibe reader Glenn tipped us off on a fantastic certificate of deposit product being offered through the Bank of Granite in North Carolina. Currently, they are paying out 2.45% APY on 12 month CDs with a minimum deposit of $5,000 required. To put this offer in perspective, the national average for 1 year CD’s sits at roughly 1.55% APY.

Bank of Granite is member FDIC and imposes a fee for early withdrawal Read more…