Best 6 month CD rates in New Jersey doubling the national avg.

Although short term CD rates are historically low these days, you can still find relatively lucrative APYs if you take the time to scour your state for the best CD rates. We’ve found that – generally speaking – most people will simply plop the money they intend to invest in FDIC insured savings accounts into any sort of vehicle their current bank recommends, however, if you want to maximize your returns Read more…

Phenomenal 6 month CD rates available in Maryland

Thanks to BankVibe.com reader Justin for tipping us off on some incredible 6 month CD rates being offered through his local credit union in Maryland. Currently, if eligible to join First People’s Community Federal Credit Union (Maryland), you can take advantage of a 6 month CD (share certificate) yielding a whopping 1.50% APY on deposits of at least $500. To put this offer in perspective the national average for 6 month Read more…

Cascade Bank’s CD Rates and Promotional Offers

Cascade Bank, based out of Washington state, has a few noteworthy CD rate promotions for 6 month and 12 month terms. Other than those promotions their savings rates are somewhat lackluster – in fact, most sit significantly below the national average.

Cascade Bank has branches throughout the Pacific Northwest and can accept local funds. They were chartered in 1916, and they are the oldest financial institution headquartered in Snohomish County, Washington. Cascade Read more…

Fifth Third Bank CD Rate “Promos”

Fifth Third Bank, based out of Cincinnati, Ohio, currently has some CD rate promotions going on at a few of their Michigan branches (other branches may be included as well). Don’t get too excited over these “promos” though as it just seems to be wording ploy to entice customers to sign up. The rates are average (at best) and require a $5000 minimum deposit. Many online banks will provide much better rates than these so-called promos and require much less Read more…

Prairie National Bank offers top short term CD Rates

Prairie National Bank, based out of Illinois, has a few short term CD rates that demolish the current national average for their respective durations. They also have a promotional 9 month CD and 15 month CD which are available for a limited time.

Prairie National Bank has just two locations in Illinois, one in Shelby County and the other in Effingham. You can stop by a bank or contact a rep via Read more…