High interest “Rewards Checking” account: 4.01% APY

These rewards checking accounts keep showing up in the BankVibe inbox. This one comes from Danvers Bank and is available to people throughout the country. Currently it yields a whopping 4.01% APY on all balances up to $25k with a much lower rate of 0.25% APY paid on all balances above that mark. Like most interest checking accounts you must meet the monthly requirements to receive the advertised rate.

Here are the terms, conditions and benefits of this account:

- 4.01% Annual Read more…

ViewPoint Bank’s high interest checking account: 4% APY

Here is another great high interest checking account available to people nationwide: ViewPoint Bank is currently offering an “absolute checking” account which is yielding an APY of 4.0% for balances up to $50,000. Many of the interest bearing checking accounts in which we have covered in the past have maximum balances of much less than $50k, so if you have a larger chunk of cash in which you are looking to Read more…

Heartland Community Bank’s Interest Plus Checking Accounts

Another great interest checking account came through our inbox today. Heartland Community Bank of Arkansas has an “interest plus checking” account (or rewards checking account) which is yielding 4.01% APY and is available to prospective customers across the country.

You can only earn the advertisied interest rates on balances up to $30,000. If your balance exceeds this amount, the excess funds will generate a still respectable 1.31% APY. This is a variable interest rate, meaning it is subject to change without Read more…

Rewards Checking through Peoples Bank of Kankakee County

The Peoples Bank of Kankakee County has a pretty solid interest checking account offer for prospective customers. Although the name of this bank sounds like a small community bank, this account is actually available to customers nationwide. Currently they have a “Electric Blue Rewards Checking Account” which is yielding an APY of 4.01% on all balances up to $50,000 (1.00% APY on balances above $50k). The additional features of this account as well as it’s requirements are pretty typical when Read more…

US Bank’s 59 month certificate of deposit: 4.0% APY

This is one of the first decent savings rates I have seen come out of US Bank in a while. If you happen to be in the market for a certificate of deposit with a long maturity …say 59 months to be exact, then this may be your best bet.

Currently US Bank has a 59 month CD with an interest rate of 3.92% or 4.00% APY, the national average sits at around 3.0% APY. I’ve seen a few national banks Read more…