$100 Bonus with new 4-year Online CD (certificate of deposit)

A pretty sweet bank promotion is underway at OneUnited Bank. Currently when you open a new 4 year CD with a minimum deposit of $25,000 they will drop $100 into your account after 90 days. The interest rate you will receive with this promotion is 2.40% APY – which isn’t too shabby considering the top 4 year online CDs are barely paying over 2.50% APY. You can also look at this Read more…

Golf Savings Bank 4 year promotional CD rate: 3.40% APY

Golf Savings Bank out of Washington state has a great 4 year certificate of deposit which is currently yielding 3.40% APY! Thanks to BankVibe reader Justin for submitting this lucrative rate.

You will need a minimum deposit of $10,000 to invest in this product.

If you feel that a 4 year term is too long, they have a 1 year CD yielding 2.30% APY with the same minimum deposit. The national average for 12 month CD rates sits at roughly 1.65% APY Read more…

Montauk Credit Union’s CD (certificate of deposit) rates

Thanks (again) to BankVibe reader and contributor FarmerFrank for pointing out some very nice CD rates this time coming from a credit union in New York state.

Montauk Credit Union is a non-profit, member-owned, financial institution with roughly 4,500 members and $50 million in assets. They were chartered in 1922 and open serve customers nationwide. To become a member you will incur a one-time fee of $25.00, after that there are no fees associated with Montauk CU.

Current CD Rates:

12 month CD: Read more…