FlagStar’s Interest Checking Account: 2.0% APY for 1 year

FlagStar Bank brought back it’s infamous S.M.A.R.T. checking account this holiday season which is offering an interest rate of 2.0% APY on all balances up to $100,000. PLUS, they guarantee that the interest rate (2.0% APY) will remain for the next 12 months. That is quite unusual considering money market accounts and interest checking accounts are almost always accompanied with variable interest rates which typically fluctuate as varying economic factors change.

If you Read more…

Smarty Pig’s Online Savings Account: 2.01% APY!

Smarty Pig’s online savings account is currently yielding an interest rate which absolutely demolishes the national average for these particular accounts, plus they have some innovative features/tools to help you save!

Smarty Pig’s online savings account rate: 2.01% APY national average: 1.25% APY

SmartyPig, based out of Des Moines, Iowa was launched in April of 2008 and is a banking partner of West Bank and a subsidiary of West Banc Corp. Because West Read more…

Best 6 month CD rates paying 1.76% APY

The highest interest rates for 6 month CDs (certificates of deposit) which are nationally available currently sits at 1.76% APY, down roughly 0.05% APY from last week. The current national average for 6 month CD’s sits at 1.16% APY.

Ascencia Bank of Louisville Kentucky currently holds the number 1 spot with its 1.76% yield. They are a national bank and can accept deposits from any state. They require a minimum deposit of at least $500 and your interest is compounded monthly. 

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BankOn money market account: 2.05% plus $50

Here is a pretty sweet money market account offer through BankOn. Thanks to BankVibe reader Paul for submitting this one!

BankOn is owned by Pinnacle Bank and offers online checking accounts and money market accounts. Currently, with each new money market account opened they will give you $50 as a sign up bonus along with a very respectable interest rate of 2.05% APY. Keep in mind, this is a variable rate and may change without notice.

Features, terms and conditions:

• $50.00 bonus Read more…

H&R Block’s 6 month CD promotion: 2.0% APY!

Here is a very noteworthy CD rate promotion coming out of H&R Block. You’re probably more familiar with H&R Block as a tax service company, helping individuals with their personal taxes through their proprietary software and industry knowledge, however H&R Block offers a fairly wide range of deposit products as well. The rates associated with their standard CD’s aren’t that competitive at this time, but this promotional 6 month CD stomps Read more…