Best 18 month CD Rates yielding 1.65% APY

The best 18 month CD rate available online and throughout the country is currently offering an APY just 0.05% short of the top 24 month CD rates. Currently when you open a MetLife Bank CD and make a minimum deposit of at least $25,000 you can secure an APY of 1.65%. To put this offer in perspective, the national average for 12 month CDs and 3 year CDs are roughly 0.90% Read more…

Top 18 month CD rates yielding 2.40% APY

The best 18 month CD rate in the country is currently yielding 2.40% APY. After digging through numerous rate pages from dozens of banks and credit unions across the nation we have found the best offer coming from a Chicago area credit union – Alliant Credit Union.

To earn the 2.40% APY on an 18 month CD, you must deposit at least $25,000 as well as be a member of the credit union. Below are few ways in which you can Read more…

Rebuilding credit with CitiBank’s Secured MasterCard

UPDATE 2012: See today’s number 1 secured credit card offer (below).

Attention: The following CitiBank secured credit card plus certificate of deposit is no longer available.

For those looking to rebuild or establish credit this year as well as open a FDIC-insured savings account, CitiBank’s new secured MasterCard + 18 month CD (certificate of deposit) offer may be just the right joint product for you so long as you haven’t encountered bankruptcy or had payments go to collections in the last two years.

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CitiBank CD rates: trending up?

CitiBank recently upped the rate of their 18 month online CD (certificate of deposit) giving us optimists something positive to cling to, given the current state of the bank deposit market.

As of this month, Citi has been advertising an 18 month online CD yielding a very respectable 2.25% APY. Depending on where you live, you may or may not deem this a decent interest rate, however this product is available to Read more…

Short-term CD rates trending upward?

We just received some positive news from Discover Bank earlier today. They just announced that their 18 month certificate of deposit product will now hold a higher interest rate of 2.25%, up from 2.10% a week earlier. Although this is only a small gain (0.15%) hopefully it is a sign of things to come!

If you’ve been in the market for savings products (particularly FDIC insured ones) lately, then you undoubtedly know that rates have been trending downward since the beginning Read more…