Huntington Bank’s Checking Account Bonus: $100

Here is a pretty sweet $100 sign-up bonus for anyone in the market for a new checking account. Thanks to BankVibe.com reader Jessica for forwarding us this offer! Currently Huntington Bank is offering anyone opening a new checking account $100 once they’ve set up the account with a direct deposit and made 5 check card transactions within the first 6 months.

This offer is only available through February 27, 2010 and is available in every state besides California (sorry Californians…).

Details of $100 checking account bonus with Huntington Bank:

• To be eligible for the $100 checking account cash bonus, customer must open a new Huntington Free Checking, Huntington 50 Plus Checking, Huntington High Value Checking, Huntington High Rate Checking, Huntington High Performance Checking, Huntington Investor Checking, or Huntington At Work Checking account between February 12 and February 27, 2010 with new money AND, either (i) set up an automatic direct deposit to the new account with the first deposit occurring within 60 (sixty) days of account opening OR, (ii) make 5 or more Check Card purchases within the first 60 (sixty) days of account opening.
• Applications started online during the bonus period must be completed within 30 calendar days to qualify for the $100 cash bonus.
• All new accounts subject to account opening approval.
• For this offer, there is no specific dollar amount needed for the initial minimum opening deposit, however, the $100.00 bonus money will not be considered as part of the initial deposit.
• Bonus will be deposited to the new checking account within 90 (ninety) days of account opening (if “i” or “ii” condition is also met).
• Bonus is considered interest and will be reported on IRS Form 1099-INT.
• Offer not available on account conversions or in combination with any other offer.
• An Early Account Closing Fee will apply to accounts closed within 180 days of opening.
• Bank reserves the right to limit one gift incentive per household.

M&I Bank’s Cash Back Checking Account Bonus: $100

BankVibe reader Justin submitted a pretty sweet checking account bonus over the weekend. It comes from M&I Bank and is available to residents in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Nevada and Wisconsin.

From now until Februrary 12, 2010, when you open a M&I Bank “Cash Back Checking Account” you’re entitled to a $100 bonus. Plus, in addition to the bonus there is also a cash back option that will help you earn a little extra. Here’s how it works:

• 0.25% cash back on signature based check card purchases.
• $0.25 for every deposit made up to maximum of $2 per billing cycle.
• $0.25 for every monthly online statement you receive.
• Plus, $0.05 for every online payment made from your account for up to $2 per billing cycle.

Although these aren’t drastic payouts, it’s still a nice kicker to have on a checking account!

Here’s the catch -  a $10 monthly fee will be imposed if you don’t do one of the following – make 3 transactions per statement cycle, maintain at least $1,000 in your account, or if you’re under the age of 25.

About M&I Bank:

M&I Bank operates under Marshall & Ilsley corporation, a diversified financial services company based in Wisconsin. Marshall and Ilsley provide comprehensive financial products and services and to personal, business, corporate and institutional customers nationwide. They are a publically traded company on the New York Stock Exchange under the ticker “MI.”

Fun Fact: M&I was founded in 1847 in one half of a cobbler shop. They have been in business for over 160 years. 

FlagStar’s Interest Checking Account: 2.0% APY for 1 year

FlagStar Bank brought back it’s infamous S.M.A.R.T. checking account this holiday season which is offering an interest rate of 2.0% APY on all balances up to $100,000. PLUS, they guarantee that the interest rate (2.0% APY) will remain for the next 12 months. That is quite unusual considering money market accounts and interest checking accounts are almost always accompanied with variable interest rates which typically fluctuate as varying economic factors change.

If you visit their promotional page highlighting this deal, you will notice that you need to enter your zip code before opening the account. After digging into it a little further it appears that it’s only available to residents in Michigan, Georgia and Indiana. If you live outside of one of those states and were able to take advantage of this offer, please let us know by leaving a comment.

Features of Interest Checking through Flagstar Bank:

• New personal checking account customers only
• Minimum opening deposit of $50
• Direct deposit of income of at least $250 per month
• Direct deposit must be established within first 60 days of account opening

Chase Bank extends Checking Account Bonus until end of year

Chase Bank has extended it’s infamous $100 checking account bonus until the end of 2009. From now until December 31, 2009 anyone who opens a new chase bank checking account is eligible to get this cash bonus!

Thanks to BankVibe reader Cari for giving us the heads up!

To qualify for the bonus you must open a new Chase Checking SM account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 days of account opening you must initiate a monthly direct deposit which includes payroll, pension, Social Security or other government benefits, or make five debit card purchases. The bonus will be automatically deposited into your new account within 10 business days after the initial direct deposit or five debit card purchases have posted to your account. Bonus is not considered part of minimum opening deposit. Limit one checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Offer not available to existing Chase checking customers. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing. Account is subject to approval. Bonus is considered interest and will be reported on IRS form 1099-INT.

Sovereign Bank New Checking Account Bonus: $100

Although this checking account bonus is not available throughout the entire country, many of us are still eligible. We have a hunch that ever since Chase Bank began plastering their $100 checking account promo all over every billboard in America, we felt many banks needed to step in and offer their own new checking account reward.

Here is what you have to do:

1. Open a new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking or Partnership Checking account by October 30, 2009, with a minimum opening deposit of $100.
2. Request a Sovereign CheckCard and make 2 CheckCard purchases within 60 days after you open your account.
3. Open any Sovereign savings or money market savings account with a minimum opening deposit of $100 or already have a savings or money market savings account.
4. Enroll in Online Banking at account opening.

After you have completed those 4 steps they will toss the $100 into your new account. This checking account promotion is available in ME, VT, NH, CT, RI, MA, NY, NJ, PA, WV, MD, DE, & District of Columbia.

Follow this link to their promotional page.

CitiBank checking account: $100 sign up bonus!

Here is another great checking account bonus, this time offered through CitiBank. Many thanks to BankVibe reader Sean for submitting this one to us!

Offer Code: CE1Q

Currently Citibank is offering new customers whom open a checking account and complete a few “qualifying activities” a $100 sign up bonus! This is one of the better bank deals we have seen lately. I guess they (CitiBank) felt they needed to compete with Chase Bank’s checking account bonus offer which has been plastered on billboards and television commercials throughout the country over the last few months.

Here are the “Qualifying Activities” one must complete:

• Open a Citibank regular checking account in a qualifying package by 09/30/2009 and deposit a minimum of $1,000.
• Within the first month of opening your account, start making: at least one (1) monthly direct deposit into your checking account; or at least two (2) electronic bill payments each month from your account; or five (5) or more qualifying non-PIN debit card purchase transactions each month using your Citibank debit card and continue doing so for three (3) consecutive months and get $100 deposited into your new account.
• Use the offer code: CE1Q

Benefits of Checking through CitiBank:

-Citibank offers “fee free use” ATM use in over 23,000 ATM’s nationwide. This includes the 5,700 ATMs CitiBank occupies in 7-Elevens.

- Free online bill pay

- Free mobile banking with “Citi-Mobile”

- Free identity theft solutions

Free Checking Account + $100 Sign-Up Bonus

Just caught wind of another $100 sign up bonus for a free checking account through American Eagle Credit Union! Apparently from now until the end of this month prospective customers are eligible for a $100 bonus when they sign up with American Eagle’s free checking account and complete the specified terms.

Unlike Chase Bank’s free checking account promotion or Washington Mutual’s free checking account, this bonus does not come in one lump sum. American Eagle Credit Union breaks down your rewards into four parts (earning $25 per completed section).

Free checking Account Bonus Terms and Conditions:

(as seen on their promo page)

• Open your FREE Checking now and receive a CASH BONUS just by adding one or more of these FREE convenient services within 30 days:

• $25 with a convenient Visa Check Card

• $25 with Direct Deposit & one transaction

• $25 with Online Bill Pay & 3 bills paid

• $100 total with all three FREE services

Offer good May 1 – June 30, 2009. Account approval required to open a checking account. Members with existing checking account(s) do not qualify. Offer does not apply to business accounts or multiple checking accounts. Member must open a Visa Check Card within 30 days of checking account opening to receive $25 bonus bucks. Direct deposit must be credited to checking account within 30 days of checking account opening to receive $25 bonus bucks. Member must pay three bills online within 30 days of checking account opening to receive $25 bonus bucks. Maximum $100 bonus bucks per member. Bonus bucks subject to 1099 reporting.

M&T Bank Checking Account Bonus – $100

If you have been planning on opening a new checking account (or your first checking account), then this checking deal from M&T Bank may be just what you’re looking for.

First, let me point out that the exact bonus amount varies from zip code to zip code, however we tested a dozen zip codes up and down the west coast and were offered the $100 bonus on all of them. You may want to punch in your zip code on their website to see what your exact bonus amount would be.

M&T Bank’s Checking Account Features, Terms and Conditions:

(as seen on their website)

• No monthly service fee with direct deposit OR when you maintain at least $1,500 in combined average daily M&T Direct Checking and Relationship Savings balances OR when you have your M&T mortgage payment automatically deducted from your M&T Direct Checking account
• $5.95 monthly service fee when neither of the above balance requirements is met
• Free M&T Web Banking and M&T Web Bill Pay
• M&T Check Card with free Visa® Extras Rewards
• Free account access at over 1,600 M&T Bank ATMs
• Unlimited check writing
• Plus − Direct Deposit, Overdraft Protection, Electronic Statements, Easy Save