Rebuilding Credit History with Orchard Bank Visa Cards
Looking to reestablish your credit history? Orchard Bank Visa Cards can help you get your credit back on track! Unlike most credit cards, these cards’ primary function is to help rebuild one’s shaky credit history. They do this by reporting MONTHLY to all three major credit bureaus and by taking the initiative to keep you informed of payment due dates with reminder text messages and online payment options.
The Orchard Bank Visa cards currently hold the top 2 spots in our database of credit cards for those with bad credit.
Applying for an Orchard Bank Visa Card…
They have a unique application process. They will match your credit score with one of the four cards they offer. Out of the four there are three unsecured cards and one secured card. You are guaranteed to be approved for one of these cards.
Keep in mind, if you have many negative items on your credit report you will likely be issued the secured card. With this card you must make a deposit and then your card will have a credit limit equal to the amount of your deposit. This card will still report to the three major credit bureaus and help reestablish your credit history.
List of Features worth mentioning:
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
