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MetLife bank CD rates and bank review

January 6th, 2009 Posted in Bank Reviews

MetLife Bank is a direct bank that offers its products online, over the phone and/or through the mail – offering no physical branches. Originally founded in 1999 in New Jersey, Metlife has quickly grown to almost $14.70 billion in consumer deposits and over 5,000 employees.

It offers a complete selection of consumer loan and deposit products. Visit our Metlife Mortgage Review to see what consumers say about their mortgage products. Below is a list of their savings products. Metlife Bank is FDIC insured (FDIC certificate # 35055).

- Money Market Accounts

- Rewards Checking Accounts

- Free Checking Accounts

- CDs (Certificates of Deposit)

- Individual Retirement Accounts (IRA’s)

Recent News and Acquisitions affecting MetLife bank:

  • June 4, 2008 – MetLife Bank to acquire selected assets of First Tennessee Bank N.A.
  • May 30, 2008 – MetLife Bank completes acquisition of EverBank Reverse Mortgage LLC
  • April 3, 2008 – MetLife and EverBank sign agreement to purchase EverBank Reverse Mortgage LLC
  • December 5, 2006 – MetLife Bank to provide identity theft resolution at no cost to all its depositors
  • October 3, 2006 – MetLife Bank offers free tips and free materials to help women plan for retirement

MetLife Bank’s CD rates frequently top BankVibe’s top CD rate charts.

Current Deposit Rates:

(Rates accurate as of October 2011)

MetLife Bank’s 12 month CD rates: 1.00% APY. They are also featuring a special 1 year IRA CD with an APY of 1.30%.

MetLife Bank’s 2 year CD rates: 0.75% APY. This rate is the same for both normal deposits and IRA accounts.

MetLife Bank’s 5 year CD rates: 0.75% APY. This rate is the same for both normal deposits and IRA accounts.



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