Another decent Rewards Checking Account came rolling into our inbox this morning. This one is being offered by Kanza Bank - a family owned, community bank with deep roots in Kansas. Kanza Bank, based out of Kingman, Kansas, is offering a high yield “rewards checking account” that is providing a very generous 4.00% APY on all balances up to $25,000 when qualifying conditions are met. If your account balance exceeds the $25k threshold you will still garner a respectable 1.75% APY on the exceeding amount (4.00% APY on the initial $25k).

Kanza Bank Rewards Checking Account Details:

To receive the Tier 1 and Tier 2 APYs (Tier 1 = 4.00% APY paid on balances up to $25k, Tier 2 = 4.00% APY paid on first $25k plus 1.75% APY paid on exceeding amount), you must meet the following three qualifications per statement cycle:

1) Make 12 debit card purchases

2) Receive one direct deposit or authorize one ACH auto debit

3) Receive s-Statements

If qualifications are not met, account will receive 0.05% APY on entire balance. Available to personal accounts only. You must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed APY. You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed APY.  Fees may reduce earnings on these accounts.

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