Intervest Bancshares Corporation (NasdaqGS: IBCA) operates as a financial holding company for Intervest National Bank (bank) and Intervest Mortgage Corporation, which primarily engage in banking and real estate lending businesses. Intervest National bank has roughly 70 full time employees. The bank provides commercial and consumer banking services to small and middle-market businesses and individuals. It accepts checking and other demand deposit accounts, certificates of deposit accounts, individual retirement accounts, negotiable order of withdrawal accounts, savings accounts, and money market accounts. The banks loan portfolio includes first and second mortgage loans secured by commercial and multifamily real estate properties; single-family residential mortgage loans, commercial business loans, and consumer loans; and land development and other land loans. In addition, it offers Internet banking services, automated teller machine services, state and national networks, wire transfers, automated clearing house transfers, direct deposit of payroll and social security checks, automated drafts for various accounts, and safe deposit boxes. As of December 31, 2007, the Bank had one full-service banking office in New York City; six in Pinellas County, Florida; four in Clearwater; one in Clearwater Beach; and one in South Pasadena. The Intervest Mortgage Corporation originates first mortgage and junior mortgage loans secured by commercial and multifamily real estate properties, as well as provides loan origination services to the Intervest National Bank. The company was founded in 1993 and is headquartered in New York, New York.

Intervest National Bank frequently tops BankVibe’s top CD rates list. Here are Intervest’s current CD rates:

Intervest National Bank’s 6 month CD rates: 2.95% APY

Intervest National Bank’s 12 month CD rates: 3.05% APY

Intervest National Bank’s 5 year CD rates: 3.66% APY

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