IBERIABANK Visa Gold Credit Card Review
December 26th, 2009 Posted in Credit Cards
The Iberiabank Visa Gold Card is a rewards card designed for those with good to excellent credit. It combines three favorable features for cardholders — cash back, low APR, and a low introductory rate for balance transfers. Unlike other IberiaBank credit cards, this comes with a 1% cash back rewards program (for qualifying purchases).
The IberiaBank credit cards, while desirable, are not for everyone. You must have your credit in-tact and have proof of employment for a certain amount of time.
IberiaBank Visa Gold Card - Quick Facts:
- Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
