IBERIABANK Visa® Gold Credit Card Review
December 26th, 2009 Posted in Credit Cards
The Iberiabank Visa® Gold Card is a rewards card designed for those with good to excellent credit. It combines three favorable features for cardholders — cash back, low APR, and a low introductory rate for balance transfers. Unlike other IberiaBank credit cards, this comes with a 1% cash back rewards program (for qualifying purchases).
The IberiaBank credit cards, while desirable, are not for everyone. You must have your credit in-tact and have proof of employment for a certain amount of time.
IberiaBank Visa® Gold Card – Quick Facts:
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
PLEASE NOTE – Refer to the date of this article for accuracy. Some rates and other information may have changed since this was written. Visit our Credit Card Comparison page for updated credit card information.
