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Flagstar Bank CD Rates and Bank Review

January 6th, 2009 Posted in Bank Reviews

FlagStar Bank (NYSE: FBC) operates as the holding company for Flagstar Bank, a federally chartered stock savings bank.

Flagstar is the largest publicly traded savings bank headquartered in the Midwest United States – based out of Troy, Michigan.

They claim to be a community bank with approximately 170 banking centers in Michigan, Indiana and Georgia. Chartered in 1987 as a federal savings bank, today Flagstar has assets in excess of $14 billion.

Flagstar’s origination – A small savings bank in nearby Jackson, Michigan, Security Savings Bank, was purchased in 1994. The banking charters of First Security Savings Bank and Security Savings Bank were merged in 1996, and the bank was renamed to Flagstar.

An initial public offering for Flagstar Bancorp, Inc. common stock was held in April 1997, and listed on the NASDAQ Stock Market under the symbol FLGS. The company’s securities’ listings moved to the NYSE on July 13, 2001.

Flagstar Bank’s major banking product consist of:

CD (certificate of deposits)

Money Market Accounts and High Yield Savings Accounts

Checking Accounts

FlagStar consistently tops BankVibe’s Best CD Rate charts. Below are FlagStar’s current CD rates:

FlagStar Bank’s 6 month CD rates: 2.76% APY

FlagStar Bank’s 12 month CD rates: 3.75% APY

FlagStar Bank’s 5 year CD rates: 4.01% APY



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