Consistently carrying a balance? Try Affinity Visa Platinum Card

January 27, 2010 No Comments »

BankVibe reader George submitted a very noteworthy low interest credit card currently being offered through Affinity Federal Credit Union. When approved for Affinity’s Visa Platinum Credit Card you can hold an APR of just 8.60% (the national average for low interest credit cards sits at around 12.17% APR). This is an ideal card for those regularly carrying a balance and searching for reasonable rates. Affinity claims approval for this card generally takes under 24 hours.

The only potential problem with gaining approval for this card is that you must first be a member of Affinity Federal Credit Union. They have a relatively exclusive membership eligibility check-list, however membership extends to family members and relatives. They have over 2,000 participating clubs, businesses and organizations in which their ogranization serves. Visit their membership page for further details.

Affinity Federal Credit Union Visa Platinum Card:

  • No Annual Fee
  • Low fees for late payments / No penalty rate increases
  • No “hidden” charges (for balance transfers, cash advances)
  • Same low rate for all transaction types (purchases, balance transfers, cash advances)
  • 24 hour approval
  • once approved, recieve credit card in three business days

Convenience/Security offered with this card:

  • Verified by Visa® Security for Online Purchases
  • Purchase Security
  • Universal Acceptance
  • Cardholder Inquiry Service
  • Concierge Service
  • Zero Liability
  • Travel Accident Insurance
  • Emergency Card/Stolen Card Reporting
  • Warranty Manager
  • Travel and Emergency Assistance

Other great credit card offers by Affinity Federal Credit Union:

Affinity Visa Gold Credit Card – 9.60% APR – Details of Card: Minimum payment assumes $20 or 2% of the outstanding amount, whichever is higher. No fees for balance transfers. No annual fees. $25 late fee.

Affinity Visa Classic Secured Credit Card – 10.60% APR – Details of Card: Minimum payment assumes $20 or 2% of the outstanding amount, whichever is higher. No fees for balance transfers. No annual fees. $25 late fee.

Affinity Rewards Visa Credit Card – 12.00% APR – Details of Card: Details of Card: Minimum payment assumes $20 or 2% of the outstanding amount, whichever is higher. No fees for balance transfers. No annual fees. $25

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