Comments for Bank Vibe

Comment on Capital One Rewards Checking Account sign up bonus: $300? by Kevin

Kevin — Mon, 06 Feb 2012 04:44:00 +0000

Does anyone know if the offer is still available? Also, once you enter the code in the online system, where in the process can you see that the offer has been applied to the application? I was thinking of applying for it over the next few days. Let me know if anyone can answer these 2 questions.

Comment on American Airlines Credit Union Offering Notable Long Term CD Rates by Corey

Corey — Sun, 08 Jan 2012 00:58:36 +0000

Wow, 2% for a 4 year is not bad compared to others. But, I’m not sure it is worth locking it in for that long if prices could go up.

Comment on Greenlight Financial Services Mortgage Review(s) and Rates by D & H R.

D & H R. — Sat, 24 Dec 2011 20:15:53 +0000

To Greenlight Financial Services, Inc.,
I gratefully accept your gracious decision to refund my monies. I had hopes that you would understand the dilemma I was in which was compounded by the fact that Trust Link deleted my review a few times and substituted it with four star posts. There are so much uncertainties all around us. This once great Nation has an Economy that is on a continued path of downfall. One of the shameful reasons is the countless of unscrupulous people who robbed the innocent elderly middle class out of their Retirement money and life savings. This took place not so long ago and we all know about it. Would Karma ever catch up with these predators? I’m an elderly middle class who’s just struggling to stay afloat and do everything that is right. My spouse is permanently disabled, and we don’t have the luxury to lose hundreds of dollars to an Appraisal that is totally unnecessary, especially since we fall under the criteria that are easily obtained through Real Estate Public Records and through information exchanged by an applicant and a Loan Consultant. To prevent others from losing their hard earned money, it would be greatly appreciated if your Loan Consultants exercise honesty and are up front with the applicants. If the applicants fall under the ‘denial criteria’ they should be warned immediately that they stand the chance to lose money if they go through with the Appraisal. I do believe that this is an honorable business etiquette to better serve and aid the public. Let’s get back to honor, truth, sincerity and ‘the American way’. Once again, I’m thankful for refunding the $350.00. I consider your decision a very noble thing to do. I received your check a few days ago. I consider this matter resolved and closed.
Thank You.

Comment on California First National Bank CD Rates and Review by BankVibe

BankVibe — Tue, 20 Dec 2011 16:38:11 +0000

Lydia, their contact Info is now listed in the post.

Comment on Greenlight Financial Services Mortgage Review(s) and Rates by D & H R.

D & H R. — Sat, 10 Dec 2011 19:06:33 +0000

Warning to all Homeowners,

If you are thinking of refinancing & you have these criteria for denial, please stay away from Greenlight Financing, because you will only lose $350.00 of Appraisal fee which is non-refundable:

1. You have not added square footage in you property.
2. You have done total remodeling or renovation in your property.
3. You have a few ‘short sales’ in your area.

A Greenlight Consultant contacted us a number of times in the past offering refinancing since the interest rate had been decreasing, but we weren’t ready then. Two weeks ago, the same Loan Consultant contacted us again, so we proceeded with mortgage refinancing. He knew all of the ‘above three criteria’ in relation to our application, because we told him about #2 criterion. Number 1 and 3 criteria are all available through the internet or any public records.

He was constantly communicating with us during the process and winning our trust. He set up for an Appraisal Company (that Greenlight uses) to contact us. The Appraisal Agent was overly pleased and complimenting of our home; and was very positive about our condo that it seemed so promising.

To our dismay, we were declined due to the criteria I mentioned above for which they were fully aware of before the Appraisal. If they knew these, then why set up an Appraisal? Greenlight misled us and to make matters worse we were out $350.00. I smell a scam here. I wish I make $350.00 per 30 minutes.

We lost $350.00 because the Greenlight Loan Consultant was not up front with us and failed to inform us that our application can be turned down due to the fact that we fall under the Criteria I mentioned above. If only they were honest and had integrity I wouldn’t have to write this complaint to warn the public. With the downturn of the economy, we can’t afford to lose $350.00 just like that with the possible intent to defraud. I am a firm believer of the saying, ‘What goes around comes around’.

Comment on $60 Sign-Up Bonus for EverBank Checking Account! by BankVibe

BankVibe — Fri, 09 Dec 2011 00:13:01 +0000

Hey Grant, yea they are referring to an ATM reimbursement which will be a set amount per month.

Comment on The Mango Prepaid Mastercard Review by Mark T

Mark T — Wed, 30 Nov 2011 17:11:12 +0000

I have had this card for a few months and have absolutely no negative issues with it other than a PIN mixup at beginning. Customer service cleared issue right up. Makes me wonder if the negative comments are from people with ulterior motives or persons that didn’t take time to read disclosures. Anyway this card isn’t perfect but I use it to pay most bills as well as gas and misc. expenses without any problems. This is an excellent debit card but if your not sure try it out for a few months before committing to direct deposit, the fees are very low and more than likely you will find this card beneficial.

Comment on 3 month CD Rates in India pushing 9% by Nicole

Nicole — Wed, 30 Nov 2011 04:48:37 +0000

How does one open one of these 9% CD’s in India? What’s the minimum amount required?

Comment on Ultima Bank of Minnesota CD Rates and Review(s) by Dawn

Dawn — Thu, 17 Nov 2011 22:05:43 +0000

Dear Patrick,

Our rates ARE some of the best in the country! While we don’t have a physical location in Las Vegas, we are a fully functioning online bank and pride ourselves on staying on the “cutting edge” of technology. As a matter of fact, we have customers in 49 states!

Please visit our website (www.ultimabank.com) and check out our “UBM Direct” account, our highest yielding product. Please do not hesitate to contact us directly at 1-800-421-2588, ext. 101 or 106, with any questions you may have.

Regards,
Dawn Skeie Crane

Comment on $150 to switch to a KeyBank Checking Account. Is it worth it? by Ray R

Ray R — Mon, 14 Nov 2011 03:48:06 +0000

Chase has a $125 bonus with less fees