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Citi Forward Credit Card: The card that rewards responsibilty

July 5th, 2009 Posted in Credit Cards

The Citi Forward credit card (Citibank product) has one of the best incentive systems for rewarding responsible credit management. Currently, when you use your “Citi Forward” credit card and pay your balances on time and in full every month they will deduct 0.25% from your overall APR. There are also several other benefits and features of the card.

Citi Forward Credit Card Features:

(as seen on promo page)

  • 6,000 bonus points after $50 in purchases are
    made within 3 months
  • 5,000 bonus points when you sign up for paperless
    statements within 3 months of account opening
  • 5 reward points for every $1 you spend on books, movies,
    music and at restaurants. 1 reward point for every $1 you
    spend on other purchases

Details of APR reduction when using credit wisely:

  • Make a purchase, stay under your credit line and pay on time
    3 billing periods in a row and reduce your purchase APR
  • 100 points each billing period when you pay on time and stay
    under your credit line
  • 0% APR for 6 months on purchases and balance transfers


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