Checking Account Bonus for California Residents: $85.00

April 13, 2010 1 Comment »

A pretty sweet checking account promotion was just forwarded to us by reader Evan. This offer comes from Hanmi Bank, out of California, and provides cash bonuses of up to $85 as well as 1,000 debit rewards points if you can meet their terms and conditions. You only need $100 to open one of these accounts, however, you will also need a $500 minimum daily balance or $1,000 average daily balance per statement cycle.

Update: As of 2012, this promotion is still on the table! Visit their promotional page for updated terms and conditions. A number of banks and credit unions around the country are offering tidy little sign-up bonuses in some form or another if you know where to look. Take a peak at our checking account promotions page here to view some of the top offers available this year.

After a number of large banks began imposing new fees on their most basic forms of checking accounts, you’ll want to look carefully at the fee disclosure before opening any account to make sure you can avoid these fees if possible. The fees are often aligned with average monthly minimum balances. As you may conclude, the largest sign-up bonuses are usually associated with the ‘premier’ type checking accounts that usually come with hefty fees if substantial minimum balances aren’t met.

Hamni Bank Checking Account Bonus (California Only):

The bonus structure is set up in tiers so that you earn a portion of the cash per the completion of 3 steps. The details are as follows…

1) $15. Get a free checkbook worth $15.

2) $50. Receive $50 when you complete a direct deposit (either payroll, pension or other income).

3) $20. Earn $5 every time you make online bill payment- up to $20.*

PLUS: 1,000 point. Earn 1,000 debit reward points when you make 5 purchases with your Hanmi Bank debit card.

Don’t like this offer? Check out another lucrative checking account deal in California – Bank of the West bonus plus charitable donation!

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  • Tom Connolly

    I need the highest ECR on a Commercial Business Checking Acct.