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Chase “Freedom” Credit Card: unlimited cash back

September 3rd, 2009 Posted in Credit Cards

Chase Bank keeps rolling out the promotional offers! This one comes in the form of a cash back credit card with $50 cash back after your first purchase AND a 0% intro APR period.

Chase Freedom Credit Card Perks:

  • Always earn 1% cash back on every single purchase you make. No spending tiers or earning caps and the cash back allowances will never expire!
  • Earn up to 20% cash back with select merchants if you use your Chase credit card online. On top of this, Chase bank will allow 3% cash back on essential “every day items.” They will rotate this offer based on categories, so one month you might be able to earn 3% cash back every time you purchase gas, or another month you will earn 3% on all food expenditures at grocery stores, etc. Other categories include home improvements and department stores.
  • Instantly earn $50 cash back after your first purchase!

Terms and Conditions:

(as seen on the promo page)

1 Receive $50 Cash Back after first purchase
You will receive $50 in bonus rebates with this bonus offer, which can be redeemed for a $50 check. You will qualify for and receive your bonus after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. After qualifying, please allow 6 to 8 weeks for bonus rebates to post to your account. This one-time bonus offer is valid only for first-time cardmembers with new accounts. Existing cardmembers/accounts are not eligible for this bonus offer.

2 1% Cash Back
Cash Back Rewards described in this offer is a form of rebates subject to the Rewards Program Rules and Regulations; see Earning Rewards section. Restrictions and limitations apply. You will earn a 1% rebate for each $1 of net purchases. You will earn an additional 1% rebate for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn rebates on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of rebates that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

3 Earn Up to 10% Cash Back-even up to 20% at select merchants — when you shop online through Chase
To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.

4 3% Cash Back in rotating categories
You will be eligible for quarterly bonus rewards offers as long as (i) your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations, and (ii) your statements are sent to a US address.

5 0% Intro APR
Length of your introductory period will be either 12 billing cycles from account opening for purchases or 6 billing cycles from account opening for purchases depending on our review of your application and credit history. APR is valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing

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