Suncoast Schools Federal Credit Union

Suncoast Schools Federal Credit Union out of Tampa, Florida is the 8th largest credit union in the United States, both by membership (roughly 500,000 members) and by assets (controlling roughly $6.0 billion). They were originally chartered on January 31,1934 as Hillsborough County Teachers Credit Union. 

They serve many counties along the West coast of Florida including, Charlotte, Citrus, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Hillsborough, Lee, Levy, Manatee, Pasco, Pinellas and Sumter counties.

Its deposit accounts offer dividends with interest rates that allow your money to grow over time. You can open a certificate of deposit account ranging from 6 months to 5 years and earn the following interest rates:

- 6 month Certificate earns you 0.50% interest, 0.50% APY.

- 12 month Certificate earns you 0.75% interest, 0.75% APY.

- 18 month Certificate earns you 1.00% interest, 1.00% APY.

- 2 Year Certificate earns you 1.24% interest, 1.25% APY.

- 3 Years Certificate earns you 1.49% interest, 1.50% APY.

- 4 Years Certificate earns you 1.73% interest, 1.75% APY.

- 5 Years Certificate earns you 1.98% interest, 2.00% APY

@ The above rates have been noted as on 24 Novemeber, 2009.
@ Penalties apply for early withdrawals.
@ Your funds are insured by NCUA up to $250,000.

You must make a minimum deposit of at least $500 to open a certificate of deposit.


Originally formed to meet the financial service needs of teachers in Hillsborough County, the field of membership was gradually increased. A charter amendment in 1953 expanded the field of membership to include Pasco, Hernando, Citrus, DeSoto, and Hardee County teachers; by the end of 1957, Manatee, Levy, and Sumter Counties were included; and Charlotte County was added in 1959. By that time, services had been extended to all school employees – not just teachers. 

In 1975, the Credit Union’s name was changed to Suncoast Schools Credit Union to better represent its field of membership; it became Suncoast Schools Federal Credit Union with conversion to a federal charter in 1978. Suncoast continued to grow with the addition of Glades and Hendry Counties in 1982, Collier County in 1983, and Lee County in 1993. Changes in federal field of membership regulations in the 1990s allowed the inclusion of Select Employee Groups (SEGs) in the Credit Union’s field of membership, allowing the Suncoast to provide services to small employee groups that would not otherwise have access to the advantages of a credit union. 

Suncoast now serves public and private school employees in 15 counties and more than 1,000 SEGs. The Credit Union offers a full range of deposit, lending, and investment products with access through its branches, ATM network, Members Contact Center, and the Internet. 



Phone: (813) 621-7511


Address: Suncoast Schools Federal Credit Union. PO Box 11904. Tampa, FL 33680