Digital Federal Credit Union

DFCU, headquartered in New England, is the 10th largest credit union in the United States by membership (roughly 400,000 members) and 13th largest by assets (controlling roughly $4.5 billion).

Digital Federal Credit Union is a not-for-profit financial cooperative owned by and operated for their members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves members and their families in all 50 states.

Its deposit accounts offer dividends with interest rates that allow your savings to grow over time. You can open a certificate of deposit account ranging from 3 months to 5 years and earn the following interest rates:

- 3 month Certificate earns you 0.50% interest, 0.50% APY.

- 6 month Certificate earns you 0.84% interest, 0.84% APY.

- 12 month Certificate earns you 1.04% interest, 1.05% APY.

- 2 Year Certificate earns you 1.19% interest, 1.20% APY.

- 3 Years Certificate earns you 1.68% interest, 1.69% APY.

- 4 Years Certificate earns you 2.17% interest, 2.19% APY.

- 5 Years Certificate earns you 2.66% interest, 2.70% APY

@ The above rates have been noted as on 24 Novemeber, 2009.
@ Penalties apply for early withdrawals.
@ Your funds are insured by NCUA up to $250,000.

You must make a minimum deposit of at least $500 to open a certificate of deposit.

Membership eligibility is approved by employment, geography and through family members. Click here to see if you qualify for membership.

DFCU has 14 branches in Massachusetts, 3 branches in New Hampshire, 1 branch in Colorado as well as 1 branch in Georgia. They also have hundreds of ATM’s and affiliate ATM’s throughout the United States.

Contact Info:

Phone: (800) 328-8797


Address: Digital Federal Credit Union. 220 Donald Lynch Blvd. Marlborough, MA  01752