Highest Yieldig MMA Rate in Vermont Offered by Local Credit Union

Heritage Family Credit Union of Vermont is currently boasting the highest interest rate on a money market account from any locally based institution. However, if you’re strictly after the top rates, you should know that this rate is still lower than some of the top offers nationally.

Heritage Family Credit Union sets their interest rates on a tiered system based on balance amount. If you’re able to keep $35k or above in the account you’ll earn  the highest tiered interest rate Read more…

First Year APY on EverBank’s Money Market Account Rises to 0.91%

EverBank’s notorious “yield pledge money market account” just shot up to the number 1 spot on our money market tables by featuring a first year APY of 0.91%. This new rate almost doubles the current national average of 0.50% APY, but is only available during the first 12 months of opening the account. The interest rate following the first year is variable but still falls under their “yield pledge” which promises Read more…

Highest Yielding Personal Money Market Account Rates in New York – 2012 Edition

The highest yielding money market account rates for New York based residents in 2012 aren’t much different than what consumers can lock in nationally so far this year.

Depending on which state you reside, you can sometimes lock in higher rates from local credit unions or community based banks, but with New York’s local institutions not much is extraordinary.

If you do reside in NY and are looking to open a money market Read more…

First Choice Bank’s Money Market Rates Leading The Way In New Jersey

During this week’s survey of the top money market account rates in New Jersey, we were reminded of one interesting bank with two interesting rates – First Choice Bank. First Choice Bank of New Jersey offers between 0.90% APY and 1.40% APY on their personal money market accounts depending on deposit size.

The interest rates are set up in three tiers. If you’re balance remains between $1 and $9,999 you’ll earn the Read more…

Chicago, IL – Local Money Market Rates Losing to Online Banks

If you reside in the greater Chicago, Illinois area and are in the market for a liquid savings account with FDIC insurance, you’re likely better off (interest rate wise) with an account from an online bank rather than a local institution.

After surveying the top money market rates offered by local banks and credit unions in Chicago, we found that there is only one local institution with reasonably competitive rates – Washington Read more…