Archive for the ‘Bank Deals!’ Category:
Harris Bank’s Interest Checking Account Bonus: $150
Harris Bank, serving most of the Midwest, currently has a checking account bonus offer of $150 for those who sign up for a new “interest checking account.” Although we believe it’s slightly misleading for them to call this checking account an “interest checking account” considering the fact that the interest rate is less than 0.05% APY, they are still offering a very enticing $150 bonus for signing up (and completing a few steps).
Thanks to BankVibe.com reader Jennifer for submitting this offer!
This is yet another checking account bonus we’ve seen after reporting on over a half dozen last month! You can compare this offer to the other checking account promotions we’ve covered recently to ensure you’re finding an optimal account for your needs.
Details of Interest Checking Account Bonus by Harris Bank:
- Open an interest checking account with a minimum opening deposit of $100.
- Setup a monthly direct deposit within 90 days of account opening or make at least five online bill payment transactions within 60 days of account opening.
- Open a Harris Savings Account and activate the AutoSave feature.
Additional Details regarding Bonus Collection:
- $100 cash will be deposited into your new Harris personal Interest-Checking Account approximately 120 days after account opening
- $50 will be deposited into your savings account after Auto Save feature is activated
- No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts
Learn more by visiting their promo page.
Open a Chase Checking Account online and earn $100!
BankVibe reader Tom just sent us in another great checking account bonus from Chase Bank. It’s fairly similar to the other checking account promotions Chase has run in the past. Follow this link to grab the coupon code for this promotion. Here are the details…
Get $100 when you open a Chase Checking account
- You’ll need to make 5 debit card purchases or set up direct deposit.
- The offer is good until April 30, 2010, and you can apply online or get a coupon to take to a branch.
- To qualify for the bonus you must open a new Chase CheckingSM account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates).
- Also, within 60 days of account opening you must initiate a monthly direct deposit which includes payroll, pension, Social Security or other government benefits, or make five debit card purchases. The bonus will be automatically deposited into your new account within 10 business days after the initial direct deposit or five debit card purchases have posted to your account.
- Bonus is not considered part of minimum opening deposit. Limit one checking account-related reward/premium per customer, per calendar year.
- Offer not available on account conversions or in combination with any other offer. Offer not available to existing Chase checking customers.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing.
- Account is subject to approval.
- Bonus is considered interest and will be reported on IRS form 1099-INT.
Citizens Bank Checking Account Promotion: Up to $220
Here is a very noteworthy checking account promotion form Citizens Bank out of Rhode Island. From now until March 26th you can earn up to $220 just for opening a new checking account with them. Even if you don’t reside near a physical branch you may still take advantage of this offer by opening it online. The checking account bonus is set up in tiers so that you earn a portion of the bonus after completing required steps.
This is how it works…
- Earn $50 after opening the account and setting up a direct deposit of at least $250.
- Earn $25 after the completion of 5 online bill payments.
- Earn $25 after the completion of 5 debit or credit card purchases.
- Earn $120 when you enroll in GreenSense (They will pay you to go paperless…up to $120 per year!)
About Citizens Bank:
In 1828, Citizens Financial Group got its start as a small community bank called the High Street Bank in Providence, Rhode Island. Today, Citizens Financial Group, Inc. is a $148 billion commercial bank holding company. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,500 branches, more than 3,500 ATMs and approximately 22,700 employees. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. CFG is owned by RBS (The Royal Bank of Scotland Group plc).
Additional Terms and Conditions Regarding Checking Account Promotion:
- To qualify you must open your first new checking, debit card or credit card account between February 20 and March 26, 2010.
- You must not be or have been a signer on any personal checking account within the prior six months. Student Checking accounts not eligible.
- Cannot be combined with any other checking offers and is limited to one per new household.
- If you have at least 1 electronic Direct Deposit of $250 or more you will be paid a $50 bonus.
- If you make at least 5 online bill payments using our Online Banking site, you will be paid a $25 bonus.
- If you make a minimum combination of 5 signature-based purchases or non PIN purchases using your Debit Card or Credit Card you will be paid a $25 bonus.
- Requirements must be met by 4/30/2010.
- Bonus will be deposited into the checking account by 6/30/2010 and reported to the IRS.
- Checking account must remain open for at least 6 months or the amount of the banking bonus will be debited from the account at closing.
Chase Bank extends it’s Business Checking Account Bonus
Back in October we made note of Chase Bank’s business checking account bonus which was offering anyone in the market for a new biz checking account a free $100 bonus for signing up. This offer was originally set to expire at the beginning of 2010, however, we just got word (thanks to Tom for tipping us off!) that Chase is extending this offer until March 15, 2010.
So… if you’ve recently registered a new business and would like a $100 cash injection (courtesy of Chase Bank) simply obtain a $100 Bonus coupon and take it to your nearest branch!
Details of Business Checking Bonus offered through Chase Bank:
- You’ll need to deposit $500 within 30 days of opening the account.
- This offer is valid until March 15, 2010.
- To qualify for this offer, open a Chase BusinessClassicSM Checking, BusinessClassicSM Checking with Interest, Chase Advanced BusinessCheckingSM, Advanced Business CheckingSM with Interest, Commercial Checking, Commercial Checking with Interest, or Chase BusinessPlus® Extra Checking account and deposit a minimum of $500 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates.
- Account opening and award of premium are subject to approval (interest bearing accounts available only to sole proprietorships, non-profit organizations, and government entities).
- Limit one business checking account-related premium per customer per calendar year.
- Chase reserves the right to withdraw this offer at any time without notice.
- Attempts to earn multiple premiums may be voided by Chase, at its discretion.
- Offer not available to existing Chase checking customers.
- Coupon must be presented at time of account opening.
- Offer not available on account conversions or in combination with any other offer and is non-transferable.
- Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible.
- Cash premium will be deposited automatically into your checking account within 10 business days after the minimum deposit requirement is met.
- Cash bonus may be considered interest reportable on IRS Form 1099-INT.
Banco Popular’s Free Checking Account: $125 bonus + gift!
After covering Capital One’s checking account bonus last week, BankVibe reader Zach mentioned another substantial checking account bonus available to residents in New York, New Jersey, Illinois, Florida and California. Banco Popular has a “Free Checking Account” which comes with a $125 bonus for signing up as well as a free “gift.” You must check with a physcial branch for various gift options and details regarding the sign-up bonus.
A couple years back they were offering this same account with a free set of binoculars as the gift. However, when this promotion was running before the sign-up bonus was incentive-based so that your bonus earnings were packaged with certain favorable actions for the bank. The previous bonus structure was as follows… (check with a physical branch to see if it’s currently set up the same way)
- Earn $25 for turning in your old checks and debit card,
- Earn $50 for adding direct deposit,
- and another $50 for signing up for online bill pay.
About Banco Popular (the noteworthy facts):
- Banco Popular North America’s parent company, Popular Inc., ranks among the top 30 bank holding companies in the country and celebrated its 116th anniversary in October.
- Their branch network in the U.S. consists of more than 100 branches across five states: New York, New Jersey, Illinois, California, and Florida.
- Banco Popular is one of the top 5 small business lenders in the country. A Preferred SBA lender, who offers financing and supports capital needs nationwide.
- The Banco Popular Foundation awarded more than $500,000 in grants to more than 40 non-for profit organizations in 2007.
M&I Bank’s Cash Back Checking Account Bonus: $100
BankVibe reader Justin submitted a pretty sweet checking account bonus over the weekend. It comes from M&I Bank and is available to residents in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri, Nevada and Wisconsin.
From now until Februrary 12, 2010, when you open a M&I Bank “Cash Back Checking Account” you’re entitled to a $100 bonus. Plus, in addition to the bonus there is also a cash back option that will help you earn a little extra. Here’s how it works:
- 0.25% cash back on signature based check card purchases.
- $0.25 for every deposit made up to maximum of $2 per billing cycle.
- $0.25 for every monthly online statement you receive.
- Plus, $0.05 for every online payment made from your account for up to $2 per billing cycle.
Although these aren’t drastic payouts, it’s still a nice kicker to have on a checking account!
Here’s the catch - a $10 monthly fee will be imposed if you don’t do one of the following - make 3 transactions per statement cycle, maintain at least $1,000 in your account, or if you’re under the age of 25.
About M&I Bank:
M&I Bank operates under Marshall & Ilsley corporation, a diversified financial services company based in Wisconsin. Marshall and Ilsley provide comprehensive financial products and services and to personal, business, corporate and institutional customers nationwide. They are a publically traded company on the New York Stock Exchange under the ticker “MI.”
Fun Fact: M&I was founded in 1847 in one half of a cobbler shop. They have been in business for over 160 years.
Capital One Rewards Checking Account sign up bonus: $300?
Over the weekend, two people submitted a substantial checking account deal being offered by Capital One Bank and we would like to quickly highlight this bank deal although we have not yet verified it’s authenticity.
Apparently Capital One branches in Connecticut, Louisiana, New York, New Jersey, and Texas (potentially more as well) are offering new checking account members a whopping $300 bonus upon owning the account for at least 6 weeks and making a few qualifying actions.
Supposedly, to qualify you must make a initial direct deposit of at least $50, hold the account for 6-8 weeks and sign up in a physical branch (not an online offer). When visiting the branch use the promotional code RC3.
This seems like a rather “to-good-to-be-true” offer considering the potential return one could incur upon opening this account ($300 bonus on a $50 deposit) and we don’t usually make note of speculated offers, however since this has been reported twice and seen on other financial blogs, we thought we’d give it mention. We have contacted Capital One and will post full details upon there arrival.
If you have tried opening this account (with success or failure) please share your experience by leaving a comment!
$5,400 in cash and prizes being given away for New Year!
Our friends over at MoneyCrashers are throwing a New Years bash in which you can earn dozens of prizes, or even cold hard cash, to help you start your savings in 2010.
Many of the top personal finance blogs and websites came together to offer some pretty sweet stuff. All of the websites/blogs included in this giveaway provide financial information, including useful tips and reviews around topics like budgeting, credit cards, saving money, college & careers, credit & debt, and investing.
The contest runs from January 4 to January 31, 2010 and the winners of all of the individual prizes will be selected by a random draw on February 3, 2010. There will be over 100 winners in total. Additionally, the top 3 participants with the most entries at the end will get $100 each (from Money Crashers).
To participate in the contest, you have to perform a certain amount of actions that gain you more entries. The more entries you have, the higher your chances of winning a prize.
1. Sign up for the free Money Crashers contest mailing list (required).
This is required in order to enter the contest so that they can keep track of your name, email, Twitter username, etc for the participation list. They will also send you updates to the contest via email including the list of winners.
PerkStreet Financial Checking Account Review
Below is a fantastic account from PerkStreet Financial in which you can earn cash back or other rewards without using a credit card…
PerkStreet Financial offers a free online checking account with a Visa® Debit Card that pays you 1% cash back on all non-PIN purchases.
Also, for a limited time, all new customers get a $50 cash bonus just for signing up!
PerkStreet helps you keep your spending in check, charges absolutely no interest, and allows you to earn one percent cash back on everything you buy! PerkStreet Benefits:
- PerkStreet has partnered with Bancorp Bank to provide a free FDIC-insured checking account.
- Nationwide network of surcharge-free ATMs.
- Awesome perks - 1% cash back, free music or coffee.
- Sign up today and get a $50 bonus.
- $0 minimum balance requirement. Apply in 5 minutes.
- Free checks, online banking and billpay.
Apply Now and get a $50 Bonus!
It’s incredibly easy to open an account with PerkStreet, it takes about 5 minutes and only requires a $25 deposit. After that you’ll have access to free checks, 24/7 phone customer service, no minimum balance requirement, and no monthly fees when you use your account at least once a month.
National City Checking Account Bonus: $300!
We were just tipped off on a very substantial checking account bonus which is being offered by National City (apparently a part of PNC Bank) through November 28th. For the next two weeks (roughly) anyone opening a new National City personal checking account may be eligible to receive a bonus of up to $300 cash. Thanks to BankVibe reader Ryan for submitting this promotion. Although we don’t know too much about it, we have tracked down some details…
To begin, you’ll first need to find a National City branch near you because this deal is only offered at their branches. We found a St. Louis news site promoting this product, so needless to say if you live in St. Louis, you’ll likely be eligible. For more information on locations contact National City at 1-800-622-6650.
Here are the details for obtaining the bonus:
- Get your first $100:
Establish a monthly direct deposit of at least $400 and having 10 check card purchases in the first 60 days of the account. - Get your second $100:
In addition to maintaining your direct deposit, complete an additional 25 check card purchases by 3/31/2010. - Get your third $100:
Maintain your monthly direct deposit and complete an additional 25 Check Card purchases by 5/31/2010.
