Capital One Rewards Checking Account sign up bonus: $300?
Over the weekend, two people submitted a substantial checking account deal being offered by Capital One Bank and we would like to quickly highlight this bank deal although we have not yet verified it’s authenticity.
Apparently Capital One branches in Connecticut, Louisiana, New York, New Jersey, and Texas (potentially more as well) are offering new checking account members a whopping $300 bonus upon owning the account for at least 6 weeks and making a few qualifying actions.
Supposedly, to qualify you must make a initial direct deposit of at least $50, hold the account for 6-8 weeks and sign up in a physical branch (not an online offer). When visiting the branch use the promotional code RC3.
This seems like a rather “too-good-to-be-true” offer considering the potential return one could incur upon opening this account ($300 bonus on a $50 deposit) and we don’t usually make note of speculated offers, however since this has been reported twice and seen on other financial blogs, we thought we’d give it mention. We have contacted Capital One and will post full details upon there arrival.
If you have tried opening this account (with success or failure) please share your experience by leaving a comment!
January 20th, 2010 at 9:30 am
I just called my local Capital One bank. This appears to be true. However, you must be on some sort of pre-selected list.
January 20th, 2010 at 9:31 am
Additionally, promo code “RC2″ is a $200 alternative. I’m not sure how this one works.
January 20th, 2010 at 9:38 am
I live in Texas and got a $100 bonus recently for a new account. Can I take in the RC2 code for additional bonus or is it just in some states?
January 20th, 2010 at 9:21 pm
Yeah, I just moved to NYC and I visited two different Capital One branches on my way to work. Apparently it is a pre-selected list and I need the mailer. They said there is a chance I got one as a CC holder, but alas, no mailer. I will try calling both bank and credit card service to see if I am on a list. I must obtain this promo!! I think there is still a $50 bonus for their smart cents account also…I vaguely recall seeing the advert in my peripheral leaving the branch
I recently found out this bank Banco Popular has a $125 bonus going on. They are in NYC, not sure where else. They are also member FDIC.
February 4th, 2010 at 3:06 pm
I printed the information and took it to a capital one banker. They entered the RC3 code and I got it. I opened the account on December 3 and the $300 was deposited into my account a couple of days ago. This works!!
July 10th, 2010 at 6:00 pm
i went and they said need to be the one whos got their mail for $300 cash back. otherwise, you can’t get the money
August 13th, 2010 at 11:01 am
I opening a checking account July 15 2010 and I told them about the promo code RC3 they type it in and until today have not received it who do I have to contact does anyone know
August 23rd, 2010 at 10:50 am
I JUST CALLED TODAY 8/23 THE FORDAMH BRANCH IN BRONX NY AND THEY SAID THE FOLLOWING PRINT THE AD WHICH IS THIS ONE, BRING IN A 50 DOLLAR DEPOSIT AND I HAVE TO SET UP A DIRECT DEPOSIT AFTER 6 WEEKS I WILL BE CREDITED 300 DOLLARS TO MY ACCOUNT IT WORKS AND THIS IS AWESOMEEEEEEEEE!!!!!!!! I HAVE BANK OF AMERICA AND WAS ALREADY TRYING TO GET RID OF THEM ITS PROBABLY THE WORST BANK YOU CAN EVER HAVE NO MATTER WHAT PROMOTIONS THEY HAVE AND PLUS I HAVE A CAPITALONE CREDIT CARD WHY NOT HAVE A PERSONAL SAVINGS AND CHECKING WITH THEM AND RECIEVE REWARDS FOR ALMOST EVERYTHING LOL im only 20 yrs old i need something good
April 15th, 2011 at 4:08 pm
IF I OPEN A NEW CHECKING DO I GET A BONUS
May 31st, 2011 at 8:31 am
I got the bonus opening the account online.
June 23rd, 2011 at 1:17 pm
Lillianne, which code did you use to open the account online and how much did you save? Thanks
July 9th, 2011 at 12:49 pm
I opened the account online and it worked!!!
August 11th, 2011 at 7:12 am
I went to the physical bank and the manager said he cannot do it. He needs some piece of mail from capital one.
Branch: Journal Square, Jersey City,NJ
November 7th, 2011 at 11:06 am
I opened my Capital One account online on Sept 19, 2011 and funded it with $50 and set up direct deposit and used the code RC3. To my surprise, on Nov 1, 2011, I got a direct deposit fulfill deposit of $300 in my account. This code still works and you can use it online. Just wanted to share.
February 5th, 2012 at 9:44 pm
Does anyone know if the offer is still available? Also, once you enter the code in the online system, where in the process can you see that the offer has been applied to the application? I was thinking of applying for it over the next few days. Let me know if anyone can answer these 2 questions.