If you’ve managed to keep your credit in good standing during these difficult economic times, you’ll find that you have a wide variety of exceptional credit card offers available to you today.
These last few years have been fairly lucrative for credit card offers. The competition amongst card issuers has been fierce which has lead to a plethora of respectable credit card offers.
If you have excellent credit and you’re in the market for a new credit card, you’ll have to first find out which category of credit card will supplement your daily life the best.
For example, do you fly and/or travel regularly? Are you looking for a lucrative cash back or rewards structure with your card? Do you want to save some money at the gas pump? Are you looking for a low interest rate?
Below we’ve put together the top 5 credit card offers for those with excellent credit scores. These cards feature a combination of rewards, discounted flights, cash back and low APR’s.
Excellent Credit Cards for Excellent Credit Scores (Top 3):
– Chase Sapphire(SM) Preferred Card – The Chase Sapphire Preferred Card has been growing in popularity amongst consumers with good credit scores. Chase has not only increased the rewards structure with this card but has also been promoting it more aggressively lately. Typically you’ll earn around 50,000 bonus points after you spend $3,000 in the first 3 months- that’s worth $625 toward airfare or hotel accommodations.
– Gold Delta SkyMiles® Credit Card from American Express – This card is also equipped with an excellent reward structure for those with good enough credit for approval. With this card you’ll typically earn up to 25,000 bonus miles — enough for a total of $250 off Delta flights. You can use miles to pay for any Delta seat, anytime – - no black out dates and no seat restrictions. 25,000 miles may also be redeemed for a domestic economy award ticket. You’ll rack up SkyMiles for every eligible dollar you spend. There is no annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember. Plus, you’ll get a decision in less than 60 seconds.
- American Express (R) Preferred Rewards Gold Card – With this card you’ll generally earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership. You’ll get exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. You’ll receive “Purchase Protection,” which covers loss, theft, and damage of eligible items within 90 days of purchase. You can redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards. You’ll also get approved in 60-seconds.
The APR’s and exact bonus structures associated with these offers vary slightly throughout the year and depending on your precise credit card score. Visit the individual offers for more information regarding today’s specific terms and conditions.