Best certificate of deposit rates in Wisconsin (Top 3)

July 23, 2009 1 Comment »

Update – See the highest yielding CDs in Wisconsin in 2012 here.

We have compiled a list of highest yielding CD (certificate of deposit) rates which are available to the residents of the state of Wisconsin. The deposit products come from a variety of financial institutions including local and regional banks and credit unions. In some cases their may be eligibility restrictions, so you may want to contact a representative within their institution to see if you are eligible. If you live outside of the state of Wisconsin you may still be able to take advantage of some of these products but it will most likely depend on your individual situation (place of work, residence, family relatives, etc).

The rates below are time-sensitive and may no longer be accurate. Refer to the date of this article for accuracy. Compare CD rates within our rate charts to get updated information on high yielding certificates of deposit.

Top 3 CD rates (Wisconsin):

(clicking on the institution will bring you to their rates page)

AM Community Credit Union: Racine, WI. 14 month CD yielding 2.79% APY with a minimum deposit amount of $500. AM community credit union offers a number of lucrative deposit products with varying oddball maturities (such as this 14 month product). Some of the other noteworthy “specials” include: another 14 month CD (with a $5,000 min. deposit) and two 26 month CD’s, one with a $500 min. deposit and one with a $5,000 deposit. Follow the link above to see the associated rates.

Who can join? Any person who lives or works in Wisconsin’s Kenosha or Racine Counties, any Chrysler employee or any family member of an AM Community Credit Union (AMCCU) member is eligible for membership. A $5.00 savings deposit (one share in the credit union) establishes your membership. As a member-owned, not-for-profit financial cooperative, AMCCU exists to provide affordable and accessible financial products, services and resources to help our members achieve financial security.

Investors Community Bank: Manitowoc, WI. 24 month CD yielding 3.0% APY with a minimum deposit amount of $10,000. The current national average for 2 year CDs is 2.05% APY. Investors Community Bank is a wholly owned subsidiary of County Bancorp, Inc. headquartered in Manitowoc, Wisconsin.  Since March 1997, they claim to have been providing retail and small business financial services to Manitowoc County and agri-business finance services statewide.  They have one banking office located at 860 North Rapids Road in Manitowoc.

County City Credit Union: Jefferson, WI. 36 month CD yielding 3.25% APY with a minimum deposit amount of $500. Anyone living or working in Jefferson County, or the City of Watertown or Village of Cambridge, is eligible for membership as well as the immediate family of any member. All employees of Universal Electronics are eligible. You must fill out an application along with a $5.00 fee as well. County City CU was established in 1963.

If you reside in the state of Wisconsin and know of a better deposit rate offered through your local bank, please share by leaving a comment.

All of the above institutions are federally insured by either the FDIC or NCUA.

Compare with today’s top CD rates nationwide below:

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  • Beth

    Credit union’s are consistently the best consumer value. Owned by members and not stockholders ~ thanks for informing the public.