Below are the top 3 cd rates for residents of the state of Oregon. The banking products we surveyed came in the form of 24 month CD’s, 48 month CD’s and 60 year CD’s. Many of the top rates came from either national or regional institutions, however the rates listed below are all local. Rates vary from state to state, and in some cases larger national banks can beat the rates offered by your local banks and credit unions.
If you reside in Oregon and know of a better bank rate than the ones listed below, please share by leaving a comment. Keep in mind interest rates offered by banks are time-sensitive in nature and change regularly. Please refer to the date of this article for accuracy. If you would like to compare CD rates nationwide, then you may use our CD rate tab above.
Top 3 Certificate of Deposit rates for Oregon residents:
(clicking on the institution will take you to their rates page)
HomeStreet Bank: Portland, Oregon – 24 month CD yielding 2.85% APY with a minimum deposit of $10,000. Employee and Family-owned HomeStreet Bank claims to be one of the largest private banks in the Northwest and Hawaii. They were established in 1921 and claim to have stayed focused on what they believe is most important: building long-term relationships with their customers and providing ongoing support to their communities.
Bank of Oswego: Lake of Oswego, Oregon – 48 month certificate of deposit yielding 3.25% APY with a minimum deposit of $1,000. Their focus is to preserve and enhance their financial soundness so that they can provide the best long-term results for customers. They claim to this with their abundance of capital resources and a complete portfolio of banking products that can be suited to individual banking needs. They claim to possess a team of professionals with many years in the industry and a vast amount of knowledge.
ShoreBank Pacific: Portland, Oregon – 60 month certificate of deposit yielding 3.32% APY with a minimum deposit amount of $500. A note from ShoreBank… “ShoreBank Pacific is the first commercial bank in the United States with a commitment to environmentally sustainable community development. We believe that long-term community prosperity goes hand-in-hand with a healthy environment. With that vision, ShoreBank Pacific, a Washington State chartered, FDIC insured bank, was formed in 1997 as a joint project of ShoreBank Corp., Chicago (the nation’s first community development bank) and Ecotrust™, an environmental non-profit located in Portland, Oregon.”
Compare with today’s top CD rates nationwide below: