Best CD Rates in San Antonio, TX: Top 3
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Below are the highest yielding CD (certificate of deposit) rates available to the residents of San Antonio, Texas. The institutions we will cover all include the following cities in Texas: Hollywood Park, Converse, Kirby, Castle Hills, Leon Valley, Helotes, Schertz, New Braunfels, Fair Oaks Ranch, Boerne, and San Marcos. These come in the form of 6 month CDs, 12 month CDs and 24 month CDs. After sorting through dozens of rate pages by local community banks and credit unions serving the city of San Antonio as well as Texas, we found that for the most part, you will be able to receive slightly better rates with national institutions than with local ones.
Keep in mind interest rates are time-sensitive in nature, so you will want to refer to the date of this article for accuracy. To get the most CD current rates from national banks, compare CD rates nationwide.
How did we compile this list? As you are probably aware, higher CD rates tend to accompany longer maturities and since we did not want to strictly list long maturity CD’s we decided to list the deposit rates which beat the national average by the highest margins.
Best 6 month CD rates in San Antonio, TX:
- Saint Josephs Credit Union has a 6 month CD yielding 1.70% APY with a minimum deposit of $1,000 required.
- City Public Service Credit Union (San Antonio branch) has a 6 month CD yielding 1.66% APY with a minimum deposit of $10,000 required.
- Plains Capital Bank has a 6 month CD yielding 1.60% APY with a minimum deposit of $1,000 required.
Best 12 month CD rates in San Antonio, TX:
- Saint Josephs Credit Union also has a 12 month CD yielding 2.0% APY with a minimum deposit of $1,000 required.
- iGoBanking.com has a 12 month CD yielding 2.0% APY with a minimum deposit of $1,000 required. This is an online bank and can accept deposits from any state.
- San Antonio Federal Credit Union has a 12 month CD yielding 1.90% APY with a minimum deposit of $10,000 required.
Best 24 month CD rates in San Antonio, TX:
- Hudson City Savings Bank is a national bank that can accept deposits from customers nationwide. They have a 24 month CD yielding 2.50% APY with a minimum deposit of $5,000 required.
- San Antonio National Bank has a 24 month CD yielding 2.47% APY with a minimum deposit of $500 required.
- Saint Josephs Credit Union has a 24 month CD yielding 2.40% APY with a minimum deposit of $1,000 required.
