Best 6 month CD rates in New Jersey found at First Choice Bank
Warning: The rates featured on this page are likely outdated. Visit our CD Rates Center for updated rates and special offers.
The top 6 month CD rates in the state of New Jersey can currently be found at First Choice Bank. With a minimum deposit of $1,000 you can lock in a six month CD with a yield of 1.61% APY. The national average for 6 month certificate of deposits currently sits at 1.02% APY (to put this offer in perspective).
First Choice Bank has three locations in New Jersey. They have branches in Lawrenceville, Hamilton and (as of recently) Robbinsville, New Jersey.
As a side note, First Choice Bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. And customers of First Choice Bank with noninterest-bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.
You’re deposits, however, are and will continue to be insured by the FDIC.
Some other noteworthy deposit rates offered by First Choice Bank:
9 month CD yielding 1.75% APY with a minimum deposit of $1,000 required.
12 month CD yielding 1.99% APY with a minimum deposit of $1,000 required.
18 month CD yielding 2.00% APY with a minimum deposit of $1,000 required.
24 month CD yielding 2.25% APY with a minimum deposit of $1,000 required.
3 year CD yielding 2.50% APY with a minimum deposit of $1,000 required.
* An early withdrawal will reduce the earnings in which your CD rates provides. All deposits offered through First Choice Bank are federally insured by the FDIC.
