Best 18 month CD Rates
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Here is an updated list of the highest 18 month CD rates. In this list you will find the name of the institution offering the high rate, the rate itself, who can apply for an account (this is based of off physical residence) and a brief overview of the bank or credit union offering the product.
- Montauk Credit Union (New York) – 3.00% APY – Nationally Available – Montauk Credit Union is a not-for-profit, member-owned financial institution chartered in 1922 in Brooklyn, New York.
- Advancial Federal Credit Union (Texas) – 2.97% APY – Employment Based Availability in Texas – Established in 1937, Advancial Federal CU is a full service financial institution serving a select group of partners in the state of Texas.
- SouthEast Financial Credit Union (southeastern states) – 2.75% APY – Southeastern Residents – Established in 1936 in Tennessee, SouthEast Financial CU serves roughly 60,000 members in several states. Their assets top $413 million.
An 18 month CD is a fairly odd duration of time as far as bank certificates are concerned and therefor are not a common product. You may want to compare this to other top yielding CD’s with more common maturity dates. Recently local credit unions and small banks have been offering better savings rates than the national powerhouse banks.
