Best 12 month CD rates in New Jersey beat nat’l avg. by 50%
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The top 12 month CD rates in New Jersey are currently besting the national average by almost 50%. Depending on the amount of money you have to deposit American Airlines Credit Union (Neward, NJ) has 12 month CDs with rates between 1.81% and 1.91% APY. One thing to note, however, is that AACU has not updated their rate pages since the first of April, so these may be due for an adjustment shortly.
For deposits between $1,000 and $9,999 AACU will provide you with an interest rate of 1.80% (1.81% APY) and if you can make deposits of larger than $10k you will see an interest rate of 1.90% (1.91% APY). To put these offers in perspective the current national average for 12 month CD rates sits at 1.20% APY.
AACU is a relatively exclusive institution, so even if you do reside in the state of New Jersey you may have a difficult time becoming a member. Basically you can join only if you fall into one of the following groups:
- All active or retired employees of American Airlines, Inc., American Eagle Airlines, or the Air Transportation Industry as described below:
- Employees who work in the Air Transportation Industry such as:
- Airline employees.
- Government employees, such as TSA, FAA and others, who work directly in administration, regulation or security for airports, airlines or air transportation.
- Airport employees who work in air transportation of freight and air courier services; and those working in airport support and service such as janitorial, baggage handling or aircraft maintenance.
- Onboard airline food services who work on airport property.
- Families: When you’re an AA Credit Union Member, you can sponsor membership for your spouse, children, parents, siblings, grandparents, grandchildren and permanent household members.
You can compare this offer with the top 3 CD rates in New Jersey to see how it stacks up! We have also compiled a list of the best 6 month CD rates in New Jersey as well.
