Affinity Credit Union, based out of Basking Ridge, New Jersey, is currently offering some pretty noteworthy mortgage rates and refinance deals to anyone eligible to join their credit union.
If you stop by their mortgage center you’ll see today’s current promotional offers. What we particularly like about Affinity Credit Union’s home loan and mortgage products is that they not only keep their APR’s below the current national average(s) but they also frequently run closing cost discount promotions throughout the year. You’ll likely find the best deals in the Spring or Summer, however, its not unheard of for Affinity to offer these during the winter months as well.
Affinity Credit Union Mortgage Rates:
(The rates featured below are accurate as of July 2010. Visit our mortgage database for updated APRs and special offers in your area.)
|EasyFlex Home Equity Line of Credit 19|
|Monthly variable (Prime rate -0.25%)||4.00%|
|Fixed Rate Home Equity Loan 20|
|5/5/Flex Adjustable Rate Home Equity Loan 20|
|10 Year (5/5/10)||6.250%|
|15 Year (5/5/15)||6.250%|
|20 Year (5/5/20)||6.250%|
|GreenSmartSM Home Equity Loan 22|
If you live in the Northeast and are looking for a good deal on mortgage rates through a local credit union, you may want to also check out Bethpage Federal Credit Union’s mortgage rates.
Not sure about joining a credit union? Check our list of 5 things to consider before joining a credit union.
Affinity Federal Credit Union Consumer Ratings:
Affinity Federal Credit Union has a “B” rating on the BBB (Better Business Bureau). They have a total of ten registered complaints, all of which have been resolved and closed according to the website. Of the ten complaints, five resolved around problems with the product or service itself, four revolved around billing or collection issues and one had to do with warranty issues.
If you have experience in banking with AFCU, please share by leaving a comment.