Another high yield checking account just came into our inbox early this week. It’s offered by a not-for-profit credit union out of California. Currently Pacific Resource Credit Union has a “high flying checking account” yielding an APY of 4.00% for balances of $25,000 or less. For balances of $25k to $250k you can still earn 1.329% APY if all conditions are met.
A noteworthy aspect of their high flying checking account is the “dividend rate range” associated with balances of $25k or more. With $25k or less you are clearly set to earn an APY of 4.074%, however with balances of $25k to $250k you can earn APY’s anywhere from 1.329% to 4.25%. Right now the yield is set at 1.329, however this is a variable rate and can change at anytime without notice – but is guaranteed never to dip below 1.329% APY.
Checking Account Requirements:
- 10 debit card transactions per cycle
- eStatement required
- 1 direct deposit or ACH auto debit per cycle
Checking Account Benefits:
- Earn up to 4.074% interest every month
- No minimum to open
- No minimum balance
- Up to $25 in ATM fees refunded per cycle
- Free Online Banking
- Free Resource Bill Pay
- Overdraft Protection Available
- Free Visa Debit Card
- Free eStatements