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0% APR for 9 months with CitiBank credit card

December 9th, 2009 Posted in Credit Cards

Attention: This Offer has Expired. Check out our Credit Card Center to compare today’s best offers.

Below is a fairly nice credit card deal offered by CitiBank. Thanks to BankVibe reader Jeff for submitting us this offer! Currently, if you are approved for a new Citi Platinum Select Mastercard you can expect the following benefits…

  • 0% APR on Purchases and Balance Transfers for up to 9 months (note that this is based on your application and credit history)
  • Purchase APR as low as variable 11.99%, based on your application and credit history.
  • $0 Liability on unauthorized purchases
  • Online Discounts with Extra Cash from Citi
  • No Annual Fee
Also consider these important notes from their fine print…
  • The 0% APR does not apply to Cash Advances
  • The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check
  • Balance Transfer fee applies with this offer
  • Your payments will be applied to low APR balances before higher ones
  • Length of your introductory period will be either 0% for 9 months from the date of account opening on purchases and balance transfers, or 7 months from the date of account opening on purchases and balance transfers based on our review of your application and credit history.
  • After the promotional period ends, the standard purchase APR will be applied to all balances.
  • The standard variable APR for purchases is either 11.99% Rate 1, 15.99% Rate 2 or 19.99% Rate 3 in that order based on our review of your application and credit history, standard APR for cash advances – 21.99%. However, all your APRs (including any promotional APRs) may increase as permitted by law to the 29.99% variable default rate if you pay us late, go over the credit line, or make a payment to us that is not honored.
  • Minimum finance charge – $0.50. Fee for Foreign Purchases — 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee — 3.0% of cash advance amount, $5 minimum. Balance transfer fee — 3.0% of balance transfer amount, $5 minimum.
CitiBank’s deposit rates are also fairly competitive when weighed against the national average. The most notable rate comes with their 24 month CD.


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This entry was posted on Wednesday, December 9th, 2009 at 2:15 pm and is filed under Credit Cards. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

One Response to “0% APR for 9 months with CitiBank credit card”

  1. Credit Card Chaser Says:

    December 10th, 2009 at 9:23 pm

    This is almost as good of a balance transfer offer as the Discover More Card but a good offer nonetheless.



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